Vitals
  • Total Assets
    2.2B 3.3 %
  • Total Deposits
    2.0B 3.7 %
  • Total Net Loans
    1.1B -1.8 %
  • Net Income
    13.8M -7.3 %
  • Book Value
    203.4M 2.4 %
  • Book Value x2
    406.8M 2.4 %
  • Book Value x3
    610.3M 2.4 %
ROAA

.624

ROAE

6.762

Efficiency Ratio

69.921

Net Interest Margin

2.909

Balance Sheet Highlights
Financial Highlights West Suburban Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 2,243,812 290,894
Total Net Loans 1,060,274 191,278
Total Deposits 2,029,094 246,407
Total Equity 203,418 31,125
Profitability
Net Income 13,813 2,670
Return on Average Assets .624 .919
Return on Average Equity 6.762 8.247
Net Interest Margin 2.909 3.499
Efficiency Ratio 69.921 67.9
Noninterest Income/Revenue 13.3 16.598
Balance Sheet Ratios
Loan-to-Deposit 52.254 72.669
Securities/Assets .442 .191
Total Equity/Total Assets .091 .107
Tangible Equity/Tangible Assets .091 .103
Capital Adequacy
Tier 1 Common Capital 204,840 29,670
Tier 1 Capital 204,840 29,720
Tier 2 Capital 16,726 2,112
Total Capital 221,566 31,905
Total Risk Weighted Assets 1,464,179 212,461
Leverage Ratio 9.2 10.62
Common Equity Tier 1 Capital Ratio 13.99 16.313
Tier 1 Capital Ratio 13.99 16.329
Total Capital Ratio 15.13 17.341

Timeline for West Suburban Bank

West Suburban Management, Llc

West Suburban Management, Llc became a new subsidiary organization for West Suburban Bank.

View Profile May 01 2004

West Suburban Realty, Llc

West Suburban Realty, Llc became a new subsidiary organization for West Suburban Bank.

View Profile May 01 2004

West Suburban Insurance Services

West Suburban Insurance Services became a new subsidiary organization for West Suburban Bank.

View Profile Dec 01 1997

West Suburban Bank Of Downers Grove/Lombard

Acquisition: West Suburban Bank acquired a new subsidiary, West Suburban Bank Of Downers Grove/Lombard, 27 years

View Profile May 17 1997

West Suburban Bank Of Carol Stream/Stratford Square

Acquisition: West Suburban Bank acquired a new subsidiary, West Suburban Bank Of Carol Stream/Stratford Square, 27 years

View Profile May 17 1997

Want to see more?

Complete timeline for West Suburban Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
West Suburban Bank Of Downers Grove/Lombard Seller 148,393 Pooling of Interests Discontinued 5/17/1997
West Suburban Bank Of Carol Stream/Stratford Square Seller 214,428 Pooling of Interests Discontinued 5/17/1997
West Suburban Bank Of Darien Seller 247,201 Pooling of Interests Discontinued 5/17/1997
West Suburban Bank Of Aurora, F.S.B. Seller 163,166 Pooling of Interests Discontinued 5/17/1997
Relationships Role Relationship Start Relationship End
West Suburban Bancorp, Inc. Parent 5/16/1997
West Suburban Bancorp, Inc. Parent 4/1/1988 5/15/1997
West Suburban Insurance Services Subsidary 6/30/2007
West Suburban Management, Llc Subsidary 5/1/2004 12/31/2010
West Suburban Realty, Llc Subsidary 5/1/2004 12/31/2010
West Suburban Insurance Services Subsidary 12/1/1997 6/29/2007
West Sub Inc. Subsidary 12/30/1994 8/31/2001
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