Vitals
  • Total Assets
    2.1B 17.5 %
  • Total Deposits
    1.8B 16.4 %
  • Total Net Loans
    1.6B 25.9 %
  • Net Income
    26.3M 14.7 %
  • Book Value
    240.8M 30.0 %
  • Book Value x2
    481.6M 30.0 %
  • Book Value x3
    722.4M 30.0 %
ROAA

1.318

ROAE

12.244

Efficiency Ratio

60.695

Net Interest Margin

4.084

Balance Sheet Highlights
Financial Highlights First State Community Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 2,120,614 258,416
Total Net Loans 1,604,709 178,998
Total Deposits 1,769,374 217,087
Total Equity 240,870 28,107
Profitability
Net Income 26,316 2,724
Return on Average Assets 1.318 1.016
Return on Average Equity 12.244 9.475
Net Interest Margin 4.084 3.745
Efficiency Ratio 60.695 67.758
Noninterest Income/Revenue 25.359 16.937
Balance Sheet Ratios
Loan-to-Deposit 90.694 78.741
Securities/Assets .12 .158
Total Equity/Total Assets .114 .109
Tangible Equity/Tangible Assets .093 .106
Capital Adequacy
Tier 1 Common Capital 200,255 27,011
Tier 1 Capital 200,255 27,012
Tier 2 Capital 16,854 2,220
Total Capital 217,109 29,258
Total Risk Weighted Assets 1,863,827 195,723
Leverage Ratio 9.71 10.472
Common Equity Tier 1 Capital Ratio 10.74 14.947
Tier 1 Capital Ratio 10.74 14.954
Total Capital Ratio 11.65 16.077

Timeline for First State Community Bank

Central Bank

Acquisition: First State Community Bank acquired a new subsidiary, Central Bank, 7 years

View Profile May 21 2016

First State Investments, Llc

First State Investments, Llc became a new subsidiary organization for First State Community Bank.

View Profile Oct 01 2013

F S Leasing, Llc

F S Leasing, Llc became a new subsidiary organization for First State Community Bank.

View Profile Sep 10 2013

Bank Star Of The Leadbelt

Acquisition: First State Community Bank acquired a new subsidiary, Bank Star Of The Leadbelt, 11 years

View Profile Jan 12 2013

Progress Bank Of Missouri

Acquisition: First State Community Bank acquired a new subsidiary, Progress Bank Of Missouri, 16 years

View Profile Feb 29 2008

Want to see more?

Complete timeline for First State Community Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Central Bank Seller 262,891 Pooling of Interests Discontinued 5/21/2016
Bank Star Of The Leadbelt Seller 108,000 Acquisition Discontinued 1/12/2013
Progress Bank Of Missouri Seller 202,049 Pooling of Interests Discontinued 2/29/2008
Iron County Security Bank Seller 47,106 Pooling of Interests Discontinued 1/8/1999
Joachim Federal Savings And Loan Association Seller 32,835 Acquisition Discontinued 6/12/1998
Relationships Role Relationship Start Relationship End
First State Bancshares, Inc. Parent 2/25/1994
First State Bancshares, Inc. Parent 12/31/1988 2/24/1994
First State Bancshares, Inc. Parent 5/11/1984 12/30/1988
First State Insurance Agency, Inc. Subsidary 6/30/2007
First State Investments, Llc Subsidary 10/1/2013
F S Leasing, Llc Subsidary 9/10/2013
First Priority Services, Llc Subsidary 9/18/2001 12/31/2013
First State Insurance Agency, Inc. Subsidary 9/1/2001 6/29/2007
County Insurance Agency Subsidary 5/31/2004 6/29/2005
First State Insurance Agency, Inc. Subsidary 8/29/2000 8/31/2001
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