West Suburban Bank
Lombard, IL — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | West Suburban Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 46,059 | 8,415 |
Income from Lease Financing Receivables | — | 4 |
562 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 295 | 20 |
Income on Loans and Leases (TE) | 46,354 | 8,470 |
Investment Interest Income (TE) | 18,400 | 1,438 |
Total Interest Income (TE) | 65,046 | 10,200 |
Total Interest Expense | 5,368 | 1,041 |
Net Interest Income (TE) | 59,678 | 9,113 |
Non-Interest Income | 9,978 | 2,030 |
Adjusted Operating Income (TE) | 69,656 | 11,316 |
Non-interest Expense | 48,704 | 7,442 |
Provision for Loan & Lease Losses | — | 307 |
Pretax Operating Income (TE) | 20,952 | 3,453 |
Pretax Net Operating Income (TE) | 21,907 | 3,554 |
Applicable Income Taxes | 7,040 | 569 |
Net Operating Income | 13,813 | 2,671 |
Net Income | 13,813 | 2,670 |
Cash Dividends Declared | 7,900 | 1,225 |
Retained Earnings | 5,913 | 1,214 |