Vitals
  • Total Assets
    2.2B 5.7 %
  • Total Deposits
    1.9B 5.7 %
  • Total Net Loans
    1.4B 11.9 %
  • Net Income
    21.5M 2.3 %
  • Book Value
    189.2M 9.3 %
  • Book Value x2
    378.3M 9.3 %
  • Book Value x3
    567.5M 9.3 %
ROAA

1.038

ROAE

11.796

Efficiency Ratio

62.32

Net Interest Margin

3.863

Balance Sheet Highlights
Financial Highlights Exchange Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 2,178,057 1,346,313
Total Net Loans 1,388,683 907,793
Total Deposits 1,943,418 1,084,972
Total Equity 189,173 169,778
Profitability
Net Income 21,502 12,577
Return on Average Assets 1.038 .955
Return on Average Equity 11.796 8.072
Net Interest Margin 3.863 3.784
Efficiency Ratio 62.32 64.937
Noninterest Income/Revenue 21.02 13.682
Balance Sheet Ratios
Loan-to-Deposit 71.456 83.983
Securities/Assets .236 .141
Total Equity/Total Assets .087 .126
Tangible Equity/Tangible Assets .086 .113
Capital Adequacy
Tier 1 Common Capital 196,597 147,337
Tier 1 Capital 196,597 147,552
Tier 2 Capital 21,678 11,893
Total Capital 218,275 160,236
Total Risk Weighted Assets 1,717,882 1,009,488
Leverage Ratio 9.2 11.256
Common Equity Tier 1 Capital Ratio 11.44 14.697
Tier 1 Capital Ratio 11.44 14.792
Total Capital Ratio 12.71 16.005

Timeline for Exchange Bank

A. J. Ventures, Inc.

A. J. Ventures, Inc. became a new subsidiary organization for Exchange Bank.

View Profile Dec 13 1990

Banker's Computer Services Corp.

Banker's Computer Services Corp. became a new subsidiary organization for Exchange Bank.

View Profile Dec 29 1986

Frank P. Doyle Trust, Article Ix

Frank P. Doyle Trust, Article Ix became a new parent organization for Exchange Bank.

View Profile Dec 31 1970

Exchange Properties, Inc.

Exchange Properties, Inc. became a new subsidiary organization for Exchange Bank.

View Profile Dec 31 1970

Exchange Bank

Exchange Bank was established 134 years ago and is currently headquartered in Santa Rosa, CA.

May 01 1890
Relationships Role Relationship Start Relationship End
Frank P. Doyle Trust, Article Ix Parent 12/31/1970
A. J. Ventures, Inc. Subsidary 12/13/1990 8/31/2001
Banker's Computer Services Corp. Subsidary 12/29/1986 7/31/2000
Exchange Properties, Inc. Subsidary 12/31/1970 7/31/1999
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