Vitals
  • Total Assets
    2.1B 5.0 %
  • Total Deposits
    1.8B 4.8 %
  • Total Net Loans
    1.6B 6.7 %
  • Net Income
    16.3M -3.9 %
  • Book Value
    225.9M 5.8 %
  • Book Value x2
    451.8M 5.8 %
  • Book Value x3
    677.7M 5.8 %
ROAA

.783

ROAE

7.401

Efficiency Ratio

76.576

Net Interest Margin

3.734

Balance Sheet Highlights
Financial Highlights Central Bank & Trust Co. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 2,134,899 275,102
Total Net Loans 1,641,105 177,820
Total Deposits 1,772,249 227,063
Total Equity 225,915 30,287
Profitability
Net Income 16,288 2,592
Return on Average Assets .783 .944
Return on Average Equity 7.401 8.074
Net Interest Margin 3.734 3.847
Efficiency Ratio 76.576 70.925
Noninterest Income/Revenue 31.284 17.219
Balance Sheet Ratios
Loan-to-Deposit 92.6 76.952
Securities/Assets .125 .219
Total Equity/Total Assets .106 .11
Tangible Equity/Tangible Assets .101 .107
Capital Adequacy
Tier 1 Common Capital 220,120 29,354
Tier 1 Capital 220,120 29,354
Tier 2 Capital 19,225 2,092
Total Capital 239,345 31,454
Total Risk Weighted Assets 1,821,605 190,479
Leverage Ratio 10.44 11.285
Common Equity Tier 1 Capital Ratio 12.08 17.115
Tier 1 Capital Ratio 12.08 17.115
Total Capital Ratio 13.14 18.174

Timeline for Central Bank & Trust Co.

Cbt Real Estate Holdings Llc

Cbt Real Estate Holdings Llc became a new subsidiary organization for Central Bank & Trust Co..

View Profile Apr 30 2014

Central Bank, Fsb

Acquisition: Central Bank & Trust Co. acquired a new subsidiary, Central Bank, Fsb, 13 years

View Profile Jan 18 2011

499 East High, Llc

499 East High, Llc became a new subsidiary organization for Central Bank & Trust Co..

View Profile Apr 13 2009

Cb Investment Managers, Llc

Cb Investment Managers, Llc became a new subsidiary organization for Central Bank & Trust Co..

View Profile May 21 2003

Central Bank Insurance Agency, Inc.

Central Bank Insurance Agency, Inc. became a new subsidiary organization for Central Bank & Trust Co..

View Profile Jan 01 2002

Want to see more?

Complete timeline for Central Bank & Trust Co. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Central Bank, Fsb Seller 191,830 Pooling of Interests Discontinued 1/18/2011
Pioneer Federal Savings Bank Seller 72,180 Acquisition Discontinued 8/31/1998
Relationships Role Relationship Start Relationship End
Central Bancshares, Inc. Parent 12/27/1993
Central Investment Center, Inc. Subsidary 6/30/2007
Cb Investment Managers, Llc Subsidary 6/30/2007
Central Bank Insurance Agency, Inc. Subsidary 6/30/2007
499 East High, Llc Subsidary 4/13/2009
Cbt Real Estate Holdings Llc Subsidary 4/30/2014
Central Investment Center, Inc. Subsidary 9/27/1994 6/29/2007
Cb Investment Managers, Llc Subsidary 5/21/2003 6/29/2007
Central Bank Insurance Agency, Inc. Subsidary 1/1/2002 6/29/2007
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