Central Bank & Trust Co.
Lexington, KY — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Central Bank & Trust Co. | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 72,470 | 8,828 |
Income from Lease Financing Receivables | — | 2 |
2,619 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1,395 | 22 |
Income on Loans and Leases (TE) | 73,865 | 8,864 |
Investment Interest Income (TE) | 3,301 | 1,656 |
Total Interest Income (TE) | 78,133 | 10,728 |
Total Interest Expense | 3,831 | 1,106 |
Net Interest Income (TE) | 74,302 | 9,572 |
Non-Interest Income | 35,571 | 2,231 |
Adjusted Operating Income (TE) | 109,873 | 12,006 |
Non-interest Expense | 84,136 | 8,402 |
Provision for Loan & Lease Losses | 4,464 | 243 |
Pretax Operating Income (TE) | 21,273 | 3,259 |
Pretax Net Operating Income (TE) | 21,273 | 3,369 |
Applicable Income Taxes | 3,575 | 444 |
Net Operating Income | 16,288 | 2,592 |
Net Income | 16,288 | 2,592 |
Cash Dividends Declared | 3,850 | 1,549 |
Retained Earnings | 12,438 | 1,045 |