Vitals
  • Total Assets
    2.2B 8.6 %
  • Total Deposits
    1.9B 8.6 %
  • Total Net Loans
    1.7B 15.7 %
  • Net Income
    26.0M 7.5 %
  • Book Value
    242.8M 9.6 %
  • Book Value x2
    485.6M 9.6 %
  • Book Value x3
    728.4M 9.6 %
ROAA

1.224

ROAE

11.124

Efficiency Ratio

57.679

Net Interest Margin

3.827

Balance Sheet Highlights
Financial Highlights Wilson Bank And Trust All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 2,183,232 350,717
Total Net Loans 1,681,876 240,957
Total Deposits 1,931,720 296,573
Total Equity 242,808 37,152
Profitability
Net Income 25,985 3,593
Return on Average Assets 1.224 .956
Return on Average Equity 11.124 8.82
Net Interest Margin 3.827 4.036
Efficiency Ratio 57.679 69.386
Noninterest Income/Revenue 19.951 17.129
Balance Sheet Ratios
Loan-to-Deposit 87.066 77.925
Securities/Assets .16 .166
Total Equity/Total Assets .111 .106
Tangible Equity/Tangible Assets .109 .103
Capital Adequacy
Tier 1 Common Capital 242,085 35,983
Tier 1 Capital 242,085 36,157
Tier 2 Capital 23,057 2,649
Total Capital 265,142 38,803
Total Risk Weighted Assets 2,106,929 253,332
Leverage Ratio 11.09 10.564
Common Equity Tier 1 Capital Ratio 11.49 15.215
Tier 1 Capital Ratio 11.49 15.278
Total Capital Ratio 12.58 16.362

Timeline for Wilson Bank And Trust

Dekalb Community Bank

Acquisition: Wilson Bank And Trust acquired a new subsidiary, Dekalb Community Bank, 19 years

View Profile Apr 01 2005

Community Bank Of Smith County

Acquisition: Wilson Bank And Trust acquired a new subsidiary, Community Bank Of Smith County, 19 years

View Profile Apr 01 2005

Hometown Finance Company

Hometown Finance Company became a new subsidiary organization for Wilson Bank And Trust.

View Profile Sep 15 1994

Wilson Bank Holding Company

Wilson Bank Holding Company became a new parent organization for Wilson Bank And Trust.

View Profile Nov 17 1992

Wilson Bank And Trust

Wilson Bank And Trust was established 36 years ago and is currently headquartered in Lebanon, TN.

May 11 1987
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Dekalb Community Bank Seller 112,257 Pooling of Interests Discontinued 4/1/2005
Community Bank Of Smith County Seller 90,561 Pooling of Interests Discontinued 4/1/2005
Relationships Role Relationship Start Relationship End
Wilson Bank Holding Company Parent 11/17/1992
Hometown Finance Company Subsidary 9/15/1994 12/14/2001
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