Exchange Bank
Santa Rosa, CA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Exchange Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 61,336 | 39,600 |
Income from Lease Financing Receivables | 1,891 | 93 |
— | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 21 |
Income on Loans and Leases (TE) | 63,227 | 39,939 |
Investment Interest Income (TE) | 11,619 | 4,547 |
Total Interest Income (TE) | 76,290 | 46,718 |
Total Interest Expense | 1,149 | 3,460 |
Net Interest Income (TE) | 75,141 | 42,511 |
Non-Interest Income | 20,304 | 7,405 |
Adjusted Operating Income (TE) | 95,445 | 56,117 |
Non-interest Expense | 59,481 | 31,848 |
Provision for Loan & Lease Losses | -900 | 726 |
Pretax Operating Income (TE) | 36,864 | 20,596 |
Pretax Net Operating Income (TE) | 36,864 | 21,052 |
Applicable Income Taxes | 13,167 | 7,212 |
Net Operating Income | 21,502 | 12,949 |
Net Income | 21,502 | 12,577 |
Cash Dividends Declared | 4,800 | 2,927 |
Retained Earnings | 16,702 | 8,927 |