Vitals
  • Total Assets
    163.3M -7.9 %
  • Total Deposits
    123.3M -10.6 %
  • Total Net Loans
    86.7M -9.2 %
  • Net Income
    685000.0000 34.1 %
  • Book Value
    37.6M 3.9 %
  • Book Value x2
    75.2M 3.9 %
  • Book Value x3
    112.9M 3.9 %
ROAA

.539

ROAE

2.486

Efficiency Ratio

65.415

Net Interest Margin

4.041

Balance Sheet Highlights
Financial Highlights Merchants And Farmers Bank Of Comer, Georgia All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 163,331 236,198
Total Net Loans 86,696 166,450
Total Deposits 123,283 198,670
Total Equity 37,624 20,067
Profitability
Net Income 685 1,181
Return on Average Assets .539 .758
Return on Average Equity 2.486 6.962
Net Interest Margin 4.041 3.188
Efficiency Ratio 65.415 102.285
Noninterest Income/Revenue 21.678 59.539
Balance Sheet Ratios
Loan-to-Deposit 70.323 80.537
Securities/Assets .242 .177
Total Equity/Total Assets .23 .085
Tangible Equity/Tangible Assets .126 -1.105
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 21,811 18,745
Tier 2 Capital 1,279 2,266
Total Capital 23,090 21,026
Total Risk Weighted Assets 102,787 176,776
Leverage Ratio 14.34 9.15
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 21.22 12.548
Total Capital Ratio 22.46 13.784

Timeline for Merchants And Farmers Bank Of Comer, Georgia

First Citizens Bank And Trust Company, Inc.

Merchants And Farmers Bank Of Comer, Georgia was acquired by First Citizens Bank And Trust Company, Inc. 14 years

View Profile Oct 17 2009

First Citizens Bancorporation, Inc.

First Citizens Bancorporation, Inc. became a new parent organization for Merchants And Farmers Bank Of Comer, Georgia.

View Profile Jun 01 2008

Merchants And Farmers Bank Of Comer, Georgia

Merchants And Farmers Bank Of Comer, Georgia was established 90 years ago and is currently headquartered in Comer, GA.

Jan 01 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Citizens Bank And Trust Company, Inc. Buyer 8,346,821 Pooling of Interests Discontinued 10/17/2009
Relationships Role Relationship Start Relationship End
First Citizens Bancorporation, Inc. Parent 6/1/2008 10/16/2009
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