Vitals
  • Total Assets
    163.8M 6.6 %
  • Total Deposits
    142.5M 6.9 %
  • Total Net Loans
    126.7M 8.4 %
  • Net Income
    1.2M 18.4 %
  • Book Value
    14.8M 8.1 %
  • Book Value x2
    29.7M 8.1 %
  • Book Value x3
    44.5M 8.1 %
ROAA

.743

ROAE

8.376

Efficiency Ratio

72.857

Net Interest Margin

4.92

Balance Sheet Highlights
Financial Highlights Peoples Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 163,813 350,717
Total Net Loans 126,687 240,957
Total Deposits 142,457 296,573
Total Equity 14,831 37,152
Profitability
Net Income 1,201 3,593
Return on Average Assets .743 .956
Return on Average Equity 8.376 8.82
Net Interest Margin 4.92 4.036
Efficiency Ratio 72.857 69.386
Noninterest Income/Revenue 6.316 17.129
Balance Sheet Ratios
Loan-to-Deposit 88.93 77.925
Securities/Assets .083 .166
Total Equity/Total Assets .091 .106
Tangible Equity/Tangible Assets .091 .103
Capital Adequacy
Tier 1 Common Capital 14,973 35,983
Tier 1 Capital 14,973 36,157
Tier 2 Capital 1,336 2,649
Total Capital 16,309 38,803
Total Risk Weighted Assets 132,091 253,332
Leverage Ratio 9.1 10.564
Common Equity Tier 1 Capital Ratio 11.34 15.215
Tier 1 Capital Ratio 11.34 15.278
Total Capital Ratio 12.35 16.362

Timeline for Peoples Bank

Peoples Properties, Inc.

Peoples Properties, Inc. became a new subsidiary organization for Peoples Bank.

View Profile May 19 2004

Central Financial Services, Inc.

Central Financial Services, Inc. became a new subsidiary organization for Peoples Bank.

View Profile Dec 01 1995

Spectrum Insurance Agency, Inc.

Spectrum Insurance Agency, Inc. became a new subsidiary organization for Peoples Bank.

View Profile Jul 29 1994

P B Bancshares, Inc.

P B Bancshares, Inc. became a new parent organization for Peoples Bank.

View Profile Dec 31 1982

Peoples Leasing And Finance Company, Inc.

Peoples Leasing And Finance Company, Inc. became a new subsidiary organization for Peoples Bank.

View Profile Dec 31 1982

Want to see more?

Complete timeline for Peoples Bank is available.

View Complete Timeline
Relationships Role Relationship Start Relationship End
P B Bancshares, Inc. Parent 12/31/1982
Spectrum Insurance Agency, Inc. Subsidary 6/30/2007
Peoples Properties, Inc. Subsidary 6/30/2007
Spectrum Insurance Agency, Inc. Subsidary 7/29/1994 6/29/2007
Peoples Properties, Inc. Subsidary 5/19/2004 6/29/2007
Central Financial Services, Inc. Subsidary 12/1/1995 12/31/2006
Peoples Leasing And Finance Company, Inc. Subsidary 12/31/1982 2/18/1999
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