Vitals
  • Total Assets
    169.2M 7.2 %
  • Total Deposits
    149.6M 6.9 %
  • Total Net Loans
    153.3M 5.3 %
  • Net Income
    1.2M -19.7 %
  • Book Value
    18.0M 7.2 %
  • Book Value x2
    36.1M 7.2 %
  • Book Value x3
    54.1M 7.2 %
ROAA

.75

ROAE

6.957

Efficiency Ratio

72.016

Net Interest Margin

4.269

Balance Sheet Highlights
Financial Highlights Visionbank All Insured Commercial Banks in North Dakota
Balance Sheet $(000)
Total Assets 169,240 232,076
Total Net Loans 153,265 156,713
Total Deposits 149,642 198,811
Total Equity 18,038 23,476
Profitability
Net Income 1,210 3,002
Return on Average Assets .75 1.206
Return on Average Equity 6.957 11.39
Net Interest Margin 4.269 3.951
Efficiency Ratio 72.016 62.572
Noninterest Income/Revenue 12.552 15.037
Balance Sheet Ratios
Loan-to-Deposit 102.421 75.896
Securities/Assets .001 .19
Total Equity/Total Assets .107 .101
Tangible Equity/Tangible Assets .103 .097
Capital Adequacy
Tier 1 Common Capital 17,383 22,730
Tier 1 Capital 17,383 22,737
Tier 2 Capital 1,870 2,012
Total Capital 19,253 24,749
Total Risk Weighted Assets 149,409 176,189
Leverage Ratio 10.67 10.101
Common Equity Tier 1 Capital Ratio 11.63 13.897
Tier 1 Capital Ratio 11.63 13.902
Total Capital Ratio 12.89 14.995

Timeline for Visionbank

Visionbank

Visionbank was established 19 years ago and is currently headquartered in Fargo, ND.

Dec 31 2004

Vision Bank Holdings, Inc.

Vision Bank Holdings, Inc. became a new parent organization for Visionbank.

View Profile Dec 31 2004
Relationships Role Relationship Start Relationship End
Vision Bank Holdings, Inc. Parent 12/31/2004
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