Vitals
  • Total Assets
    123.0M
  • Total Deposits
    108.2M
  • Total Net Loans
    98.6M
  • Net Income
    425000.0000
  • Book Value
    13.8M
  • Book Value x2
    27.6M
  • Book Value x3
    41.4M
ROAA

1.36

ROAE

12.501

Efficiency Ratio

52.882

Net Interest Margin

4.484

Balance Sheet Highlights
Financial Highlights First Bank And Trust All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 122,981 142,822
Total Net Loans 98,633 103,119
Total Deposits 108,216 119,041
Total Equity 13,807 13,661
Profitability
Net Income 425 1,918
Return on Average Assets 1.36 1.238
Return on Average Equity 12.501 12.505
Net Interest Margin 4.484 4.252
Efficiency Ratio 52.882 65.157
Noninterest Income/Revenue 7.825 15.115
Balance Sheet Ratios
Loan-to-Deposit 91.145 80.92
Securities/Assets .062 .793
Total Equity/Total Assets .112 .096
Tangible Equity/Tangible Assets .112 -.24
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,684 12,909
Tier 2 Capital 1,032 1,329
Total Capital 14,716 14,170
Total Risk Weighted Assets 81,781 105,490
Leverage Ratio 10.94 9.773
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.73 13.654
Total Capital Ratio 17.99 14.839

Timeline for First Bank And Trust

First Citizens Bank And Trust Company, Inc.

First Bank And Trust was acquired by First Citizens Bank And Trust Company, Inc. 21 years

View Profile Apr 01 2003

First Banks, Inc.

First Banks, Inc. became a new parent organization for First Bank And Trust.

View Profile Aug 11 1981

The Carrollton State Bank

Acquisition: First Bank And Trust acquired a new subsidiary, The Carrollton State Bank, 63 years

View Profile Aug 01 1960

First Bank And Trust

First Bank And Trust was established 86 years ago and is currently headquartered in Carnesville, GA.

Sep 03 1937
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Citizens Bank And Trust Company, Inc. Buyer 8,346,821 Acquisition Discontinued 4/1/2003
The Carrollton State Bank Seller 26,792 Discontinued 8/1/1960
Relationships Role Relationship Start Relationship End
First Banks, Inc. Parent 8/11/1981 3/31/2003
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