Vitals
  • Total Assets
    118.9M 0.0 %
  • Total Deposits
    103.1M 1.2 %
  • Total Net Loans
    88.9M 0.0 %
  • Net Income
    1.2M 13.1 %
  • Book Value
    14.7M 2.1 %
  • Book Value x2
    29.4M 2.1 %
  • Book Value x3
    44.1M 2.1 %
ROAA

1.027

ROAE

8.428

Efficiency Ratio

61.75

Net Interest Margin

4.124

Balance Sheet Highlights
Financial Highlights Citizens State Bank - Midwest All Insured Commercial Banks in North Dakota
Balance Sheet $(000)
Total Assets 118,851 232,076
Total Net Loans 88,853 156,713
Total Deposits 103,114 198,811
Total Equity 14,697 23,476
Profitability
Net Income 1,214 3,002
Return on Average Assets 1.027 1.206
Return on Average Equity 8.428 11.39
Net Interest Margin 4.124 3.951
Efficiency Ratio 61.75 62.572
Noninterest Income/Revenue 9.251 15.037
Balance Sheet Ratios
Loan-to-Deposit 86.17 75.896
Securities/Assets .139 .19
Total Equity/Total Assets .124 .101
Tangible Equity/Tangible Assets .124 .097
Capital Adequacy
Tier 1 Common Capital 14,091 22,730
Tier 1 Capital 14,091 22,737
Tier 2 Capital 1,246 2,012
Total Capital 15,337 24,749
Total Risk Weighted Assets 97,605 176,189
Leverage Ratio 11.79 10.101
Common Equity Tier 1 Capital Ratio 14.44 13.897
Tier 1 Capital Ratio 14.44 13.902
Total Capital Ratio 15.71 14.995

Timeline for Citizens State Bank - Midwest

Arrowhead D-150, Llc

Arrowhead D-150, Llc became a new subsidiary organization for Citizens State Bank - Midwest.

View Profile Dec 31 2014

Shsn Ventures, Llc

Shsn Ventures, Llc became a new subsidiary organization for Citizens State Bank - Midwest.

View Profile Dec 31 2014

Walhalla Insurance Agency Llc

Walhalla Insurance Agency Llc became a new subsidiary organization for Citizens State Bank - Midwest.

View Profile Apr 11 2002

Farmers State Bank Of Stephen

Acquisition: Citizens State Bank - Midwest acquired a new subsidiary, Farmers State Bank Of Stephen, 24 years

View Profile Oct 01 1999

Citizens Insurance Agency, Inc.

Citizens Insurance Agency, Inc. became a new subsidiary organization for Citizens State Bank - Midwest.

View Profile Jan 02 1991

Want to see more?

Complete timeline for Citizens State Bank - Midwest is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers State Bank Of Stephen Seller 33,586 Acquisition Discontinued 10/1/1999
Relationships Role Relationship Start Relationship End
Pembina County Bankshares, Ltd. Parent 9/7/1995
Pembina County Bankshares, Ltd. Parent 8/4/1995 9/6/1995
Pembina County Bankshares, Ltd. Parent 7/19/1995 8/3/1995
Pembina County Bankshares, Ltd. Parent 7/14/1995 7/18/1995
Pembina County Bankshares, Ltd. Parent 4/24/1991 7/13/1995
Pembina County Bankshares, Ltd. Parent 12/31/1983 4/23/1991
Pembina County Bankshares, Ltd. Parent 1/2/1980 12/30/1983
Citizens Insurance Agency, Inc. Subsidary 6/30/2007
Walhalla Insurance Agency Llc Subsidary 4/11/2002
Arrowhead D-150, Llc Subsidary 12/31/2014
Shsn Ventures, Llc Subsidary 12/31/2014
Citizens Insurance Agency, Inc. Subsidary 1/2/1991 6/29/2007
Citizens Agricultural Loans, Ltd Subsidary 7/22/1981 12/31/1991
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