Vitals
  • Total Assets
    118.3M 18.1 %
  • Total Deposits
    95.8M 12.0 %
  • Total Net Loans
    98.0M 31.4 %
  • Net Income
  • Book Value
    13.7M -4.5 %
  • Book Value x2
    27.4M -4.5 %
  • Book Value x3
    41.1M -4.5 %
ROAA

ROAE

Efficiency Ratio

117.471

Net Interest Margin

3.846

Balance Sheet Highlights
Financial Highlights State Savings Bank, Frankfort, Mich. All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 118,262 330,697
Total Net Loans 98,028 227,599
Total Deposits 95,797 278,247
Total Equity 13,708 33,935
Profitability
Net Income — 3,589
Return on Average Assets — .954
Return on Average Equity — 8.772
Net Interest Margin 3.846 3.821
Efficiency Ratio 117.471 71.925
Noninterest Income/Revenue 30.017 24.061
Balance Sheet Ratios
Loan-to-Deposit 102.329 76.845
Securities/Assets .027 .16
Total Equity/Total Assets .116 .103
Tangible Equity/Tangible Assets .116 .098
Capital Adequacy
Tier 1 Common Capital 13,648 32,553
Tier 1 Capital 13,648 32,664
Tier 2 Capital 692 2,479
Total Capital 14,340 35,133
Total Risk Weighted Assets 88,805 242,208
Leverage Ratio 11.52 10.341
Common Equity Tier 1 Capital Ratio 15.37 15.339
Tier 1 Capital Ratio 15.37 15.393
Total Capital Ratio 16.15 16.423

Timeline for State Savings Bank, Frankfort, Mich.

Central-State Bancorp, Inc.

Central-State Bancorp, Inc. became a new parent organization for State Savings Bank, Frankfort, Mich..

View Profile Dec 01 1987

State Savings Bank, Frankfort, Mich.

State Savings Bank, Frankfort, Mich. was established 123 years ago and is currently headquartered in Frankfort, MI.

Jan 01 1901
Relationships Role Relationship Start Relationship End
Central-State Bancorp, Inc. Parent 12/1/1987
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