Vitals
  • Total Assets
    120.1M
  • Total Deposits
    100.9M
  • Total Net Loans
    89.9M
  • Net Income
    389000.0000
  • Book Value
    18.5M
  • Book Value x2
    37.0M
  • Book Value x3
    55.5M
ROAA

1.212

ROAE

8.494

Efficiency Ratio

54.109

Net Interest Margin

4.058

Balance Sheet Highlights
Financial Highlights The Bank Of Toccoa All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 120,116 142,822
Total Net Loans 89,926 103,119
Total Deposits 100,947 119,041
Total Equity 18,508 13,661
Profitability
Net Income 389 1,918
Return on Average Assets 1.212 1.238
Return on Average Equity 8.494 12.505
Net Interest Margin 4.058 4.252
Efficiency Ratio 54.109 65.157
Noninterest Income/Revenue 8.715 15.115
Balance Sheet Ratios
Loan-to-Deposit 89.082 80.92
Securities/Assets .085 .793
Total Equity/Total Assets .154 .096
Tangible Equity/Tangible Assets .154 -.24
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 18,433 12,909
Tier 2 Capital 971 1,329
Total Capital 19,404 14,170
Total Risk Weighted Assets 76,685 105,490
Leverage Ratio 14.35 9.773
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 24.04 13.654
Total Capital Ratio 25.3 14.839

Timeline for The Bank Of Toccoa

First Citizens Bank And Trust Company, Inc.

The Bank Of Toccoa was acquired by First Citizens Bank And Trust Company, Inc. 21 years

View Profile Apr 01 2003

First Banks, Inc.

First Banks, Inc. became a new parent organization for The Bank Of Toccoa.

View Profile Aug 11 1981

The Bank Of Toccoa

The Bank Of Toccoa was established 112 years ago and is currently headquartered in Toccoa, GA.

Sep 01 1911
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Citizens Bank And Trust Company, Inc. Buyer 8,346,821 Acquisition Discontinued 4/1/2003
Relationships Role Relationship Start Relationship End
First Banks, Inc. Parent 12/31/1987 3/31/2003
First Banks, Inc. Parent 12/31/1984 12/30/1987
First Banks, Inc. Parent 12/31/1983 12/30/1984
First Banks, Inc. Parent 8/11/1981 12/30/1983
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