Vitals
  • Total Assets
    572.1M -3.0 %
  • Total Deposits
    472.7M -0.6 %
  • Total Net Loans
    439.6M -3.9 %
  • Net Income
    2.6M -37.3 %
  • Book Value
    56.8M -0.5 %
  • Book Value x2
    113.6M -0.5 %
  • Book Value x3
    170.5M -0.5 %
ROAA

.589

ROAE

6.078

Efficiency Ratio

70.046

Net Interest Margin

4.052

Balance Sheet Highlights
Financial Highlights Community Resource Bank, National Association All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 572,131 367,164
Total Net Loans 439,624 274,337
Total Deposits 472,669 283,764
Total Equity 56,817 35,224
Profitability
Net Income 2,572 3,992
Return on Average Assets .589 .925
Return on Average Equity 6.078 9.31
Net Interest Margin 4.052 3.726
Efficiency Ratio 70.046 73.585
Noninterest Income/Revenue 15.027 12.155
Balance Sheet Ratios
Loan-to-Deposit 93.009 92.285
Securities/Assets .138 .242
Total Equity/Total Assets .099 .096
Tangible Equity/Tangible Assets .09 -.074
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 51,060 33,455
Tier 2 Capital 5,331 3,756
Total Capital 56,391 37,204
Total Risk Weighted Assets 424,489 285,879
Leverage Ratio 8.9 10.308
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.03 13.555
Total Capital Ratio 13.28 14.766

Timeline for Community Resource Bank, National Association

First Citizens Bank And Trust Company, Inc.

Community Resource Bank, National Association was acquired by First Citizens Bank And Trust Company, Inc. 15 years

View Profile Nov 01 2008

Bank Of Ridgeway

Acquisition: Community Resource Bank, National Association acquired a new subsidiary, Bank Of Ridgeway, 17 years

View Profile Oct 01 2006

Sumter National Bank

Acquisition: Community Resource Bank, National Association acquired a new subsidiary, Sumter National Bank, 17 years

View Profile Oct 01 2006

Florence National Bank

Acquisition: Community Resource Bank, National Association acquired a new subsidiary, Florence National Bank, 17 years

View Profile Oct 01 2006

Ridgeway Insurance Agency

Ridgeway Insurance Agency became a new subsidiary organization for Community Resource Bank, National Association.

View Profile Oct 01 2006

Want to see more?

Complete timeline for Community Resource Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Citizens Bank And Trust Company, Inc. Buyer 8,346,821 Acquisition Discontinued 11/1/2008
Bank Of Ridgeway Seller 110,960 Pooling of Interests Discontinued 10/1/2006
Sumter National Bank Seller 132,798 Pooling of Interests Discontinued 10/1/2006
Florence National Bank Seller 86,367 Pooling of Interests Discontinued 10/1/2006
Relationships Role Relationship Start Relationship End
Community Bankshares, Inc. Parent 7/1/1993 10/31/2008
Ridgeway Insurance Agency Subsidary 6/30/2007 10/31/2008
Community Resource Financial Services Subsidary 6/30/2007 10/31/2008
Florence National Financial Services, Inc. Subsidary 6/30/2007 10/31/2008
Ridgeway Insurance Agency Subsidary 10/1/2006 6/29/2007
Community Resource Financial Services Subsidary 8/9/2002 6/29/2007
Florence National Financial Services, Inc. Subsidary 10/1/2006 6/29/2007
Similar Organizations
Organization City State Total Assets
The Farmers National Bank
 		Prophetstown IL 579.0M
Baker-Boyer National Bank
 		Walla Walla WA 583.2M
Grayson National Bank
 		Independence VA 558.6M
Superior National Bank & Trust Company
 		Hancock MI 595.0M
Quail Creek Bank, National Association
 		Oklahoma City OK 596.8M
The First National Bank Of Granbury
 		Granbury TX 543.4M
American National Bank & Trust
 		Wichita Falls TX 543.9M
Central National Bank & Trust Co., Of Enid
 		Enid OK 591.9M
Great Plains National Bank
 		Elk City OK 538.1M
Virginia National Bank
 		Charlottesville VA 569.1M