Vitals
  • Total Assets
    558.5M 68.4 %
  • Total Deposits
    501.0M 79.0 %
  • Total Net Loans
    408.5M 71.8 %
  • Net Income
    1.8M 64.8 %
  • Book Value
    53.2M 74.6 %
  • Book Value x2
    106.3M 74.6 %
  • Book Value x3
    159.5M 74.6 %
ROAA

.328

ROAE

3.42

Efficiency Ratio

87.165

Net Interest Margin

3.141

Balance Sheet Highlights
Financial Highlights Grayson National Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 558,455 858,303
Total Net Loans 408,548 607,607
Total Deposits 501,004 699,932
Total Equity 53,168 97,657
Profitability
Net Income 1,829 7,896
Return on Average Assets .328 .794
Return on Average Equity 3.42 6.983
Net Interest Margin 3.141 3.805
Efficiency Ratio 87.165 71.157
Noninterest Income/Revenue 15.692 16.327
Balance Sheet Ratios
Loan-to-Deposit 81.546 84.705
Securities/Assets .112 .136
Total Equity/Total Assets .095 .114
Tangible Equity/Tangible Assets .091 .103
Capital Adequacy
Tier 1 Common Capital 50,111 87,521
Tier 1 Capital 50,111 87,589
Tier 2 Capital 3,547 6,159
Total Capital 53,658 93,977
Total Risk Weighted Assets 421,801 657,024
Leverage Ratio 9.01 10.765
Common Equity Tier 1 Capital Ratio 11.88 14.768
Tier 1 Capital Ratio 11.88 14.769
Total Capital Ratio 12.72 15.893

Timeline for Grayson National Bank

Bank Of Floyd

Acquisition: Grayson National Bank acquired a new subsidiary, Bank Of Floyd, 7 years

View Profile Jul 01 2016

Parkway Acquisition Corp

Parkway Acquisition Corp became a new parent organization for Grayson National Bank.

View Profile Jul 01 2016

Fbc, Incorporated

Fbc, Incorporated became a new subsidiary organization for Grayson National Bank.

View Profile Jul 01 2016

Grayson Bankshares, Inc.

Grayson Bankshares, Inc. became a new parent organization for Grayson National Bank.

View Profile Jul 01 1992

Farmers Bank Of Elk Creek

Acquisition: Grayson National Bank acquired a new subsidiary, Farmers Bank Of Elk Creek , 56 years

View Profile Sep 01 1967

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Complete timeline for Grayson National Bank is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Floyd Seller 248,561 Acquisition Discontinued 7/1/2016
Farmers Bank Of Elk Creek Seller Discontinued 9/1/1967
Relationships Role Relationship Start Relationship End
Parkway Acquisition Corp Parent 7/1/2016
Grayson Bankshares, Inc. Parent 7/1/1992 6/30/2016
Fbc, Incorporated Subsidary 7/1/2016
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