Vitals
  • Total Assets
    591.1M 2.0 %
  • Total Deposits
    503.6M 3.1 %
  • Total Net Loans
    283.0M 7.6 %
  • Net Income
    5.5M 45.9 %
  • Book Value
    68.1M -3.1 %
  • Book Value x2
    136.2M -3.1 %
  • Book Value x3
    204.3M -3.1 %
ROAA

.945

ROAE

7.696

Efficiency Ratio

59.266

Net Interest Margin

3.662

Balance Sheet Highlights
Financial Highlights Superior National Bank & Trust Company All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 591,113 330,697
Total Net Loans 283,031 227,599
Total Deposits 503,595 278,247
Total Equity 68,087 33,935
Profitability
Net Income 5,534 3,589
Return on Average Assets .945 .954
Return on Average Equity 7.696 8.772
Net Interest Margin 3.662 3.821
Efficiency Ratio 59.266 71.925
Noninterest Income/Revenue 13.74 24.061
Balance Sheet Ratios
Loan-to-Deposit 56.202 76.845
Securities/Assets .443 .16
Total Equity/Total Assets .115 .103
Tangible Equity/Tangible Assets .115 .098
Capital Adequacy
Tier 1 Common Capital 70,572 32,553
Tier 1 Capital 70,572 32,664
Tier 2 Capital 3,987 2,479
Total Capital 74,559 35,133
Total Risk Weighted Assets 318,135 242,208
Leverage Ratio 11.96 10.341
Common Equity Tier 1 Capital Ratio 22.18 15.339
Tier 1 Capital Ratio 22.18 15.393
Total Capital Ratio 23.44 16.423

Timeline for Superior National Bank & Trust Company

Copper Country R.E. Holdings, Llc

Copper Country R.E. Holdings, Llc became a new subsidiary organization for Superior National Bank & Trust Company.

View Profile Dec 26 2015

Keweenaw Financial Services, Llc

Keweenaw Financial Services, Llc became a new subsidiary organization for Superior National Bank & Trust Company.

View Profile Jan 01 2015

Commercial National Bank Of L'anse

Acquisition: Superior National Bank & Trust Company acquired a new subsidiary, Commercial National Bank Of L'anse, 15 years

View Profile Jan 03 2009

Keweenaw Financial Corporation

Keweenaw Financial Corporation became a new parent organization for Superior National Bank & Trust Company.

View Profile Jun 30 1990

Superior National Bank & Trust Company

Superior National Bank & Trust Company was established 134 years ago and is currently headquartered in Hancock, MI.

Mar 06 1890
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Commercial National Bank Of L'anse Seller 65,572 Pooling of Interests Discontinued 1/3/2009
Relationships Role Relationship Start Relationship End
Keweenaw Financial Corporation Parent 6/30/1990
Keweenaw Financial Services, Llc Subsidary 1/1/2015
Copper Country R.E. Holdings, Llc Subsidary 12/26/2015 9/30/2016
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