Superior National Bank & Trust Company
Hancock, MI — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | Superior National Bank & Trust Company | All Insured Commercial Banks in Michigan |
| 12-31-2016 | 3.662 | 3.821 |
| 09-30-2016 | 3.675 | 3.821 |
| 06-30-2016 | 3.641 | 3.8 |
| 03-31-2016 | 3.549 | 3.765 |
| 12-31-2015 | 3.615 | 3.819 |
| 09-30-2015 | 3.588 | 3.828 |
| 06-30-2015 | 3.544 | 3.809 |
| 03-31-2015 | 3.491 | 3.777 |
| 12-31-2014 | 3.633 | 3.836 |
| 09-30-2014 | 3.655 | 3.822 |
| 06-30-2014 | 3.676 | 3.806 |
| 03-31-2014 | 3.67 | 3.782 |
| 12-31-2013 | 3.498 | 3.864 |
| 09-30-2013 | 3.414 | 3.871 |
| 06-30-2013 | 3.381 | 3.862 |
| 03-31-2013 | 3.315 | 3.837 |
| 12-31-2012 | 3.485 | 4.014 |
| 09-30-2012 | 3.533 | 4.028 |
| 06-30-2012 | 3.572 | 4.029 |
| 03-31-2012 | 3.565 | 4.019 |
| 12-31-2011 | 3.691 | 4.046 |
| 09-30-2011 | 3.702 | 4.031 |
| 06-30-2011 | 3.682 | 4.005 |
| 03-31-2011 | 3.667 | 3.949 |
| 12-31-2010 | 3.885 | 3.964 |
| 09-30-2010 | 3.917 | 3.916 |
| 06-30-2010 | 3.966 | 3.894 |
| 03-31-2010 | 3.905 | 3.834 |
| 12-31-2009 | 4.014 | 3.772 |
| 09-30-2009 | 3.971 | 3.707 |
| 06-30-2009 | 3.939 | 3.655 |
| 03-31-2009 | 3.778 | 3.632 |
| 12-31-2008 | 4.237 | 3.73 |
| 09-30-2008 | 4.291 | 3.751 |
| 06-30-2008 | 4.269 | 3.744 |
| 03-31-2008 | 4.252 | 3.744 |
| 12-31-2007 | 4.187 | 4.005 |
| 09-30-2007 | 4.163 | 4.046 |
| 06-30-2007 | 4.119 | 4.037 |
| 03-31-2007 | 4.022 | 4.022 |
| 12-31-2006 | 3.921 | 4.206 |
| 09-30-2006 | 3.864 | 4.247 |
| 06-30-2006 | 3.798 | 4.248 |
| 03-31-2006 | 3.738 | 4.223 |
| 12-31-2005 | 4.007 | 4.306 |
| 09-30-2005 | 4.009 | 4.293 |
| 06-30-2005 | 3.98 | 4.252 |
| 03-31-2005 | 3.871 | 4.205 |
| 12-31-2004 | 3.957 | 4.18 |
| 09-30-2004 | 3.935 | 4.148 |
| 06-30-2004 | 3.878 | 4.111 |
| 03-31-2004 | 3.73 | 4.118 |
| 12-31-2003 | 3.846 | 4.236 |
| 09-30-2003 | 3.867 | 4.252 |
| 06-30-2003 | 3.83 | 4.256 |
| 03-31-2003 | 3.839 | 4.255 |
| 12-31-2002 | 4.608 | 4.46 |