Vitals
  • Total Assets
    248.6M -7.2 %
  • Total Deposits
    219.7M -4.5 %
  • Total Net Loans
    161.0M -7.5 %
  • Net Income
    -297000.0000 -156.9 %
  • Book Value
    19.6M 5.8 %
  • Book Value x2
    39.1M 5.8 %
  • Book Value x3
    58.7M 5.8 %
ROAA

-.232

ROAE

-3.063

Efficiency Ratio

107.657

Net Interest Margin

3.338

Balance Sheet Highlights
Financial Highlights Bank Of Floyd All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 248,561 802,116
Total Net Loans 160,967 560,430
Total Deposits 219,667 654,874
Total Equity 19,570 91,533
Profitability
Net Income -297 3,327
Return on Average Assets -.232 .75
Return on Average Equity -3.063 6.553
Net Interest Margin 3.338 3.813
Efficiency Ratio 107.657 71.937
Noninterest Income/Revenue 10.05 16.388
Balance Sheet Ratios
Loan-to-Deposit 73.278 84.388
Securities/Assets .239 .145
Total Equity/Total Assets .079 .114
Tangible Equity/Tangible Assets .079 .104
Capital Adequacy
Tier 1 Common Capital 19,416 81,119
Tier 1 Capital 19,416 81,119
Tier 2 Capital 2,075 5,864
Total Capital 21,491 87,112
Total Risk Weighted Assets 166,620 606,209
Leverage Ratio 7.63 10.779
Common Equity Tier 1 Capital Ratio 11.65 14.719
Tier 1 Capital Ratio 11.65 14.743
Total Capital Ratio 12.9 15.944

Timeline for Bank Of Floyd

Grayson National Bank

Bank Of Floyd was acquired by Grayson National Bank 7 years

View Profile Jul 01 2016

Cardinal Bankshares Corporation

Cardinal Bankshares Corporation became a new parent organization for Bank Of Floyd.

View Profile Jul 01 1996

Fbc, Incorporated

Fbc, Incorporated became a new subsidiary organization for Bank Of Floyd.

View Profile Jul 01 1996

Bank Of Floyd

Bank Of Floyd was established 73 years ago and is currently headquartered in Floyd, VA.

Jan 01 1951
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Grayson National Bank Buyer 558,559 Acquisition Discontinued 7/1/2016
Relationships Role Relationship Start Relationship End
Cardinal Bankshares Corporation Parent 7/1/1996 6/30/2016
Fbc, Incorporated Subsidary 6/30/2007 6/30/2016
Fbc, Incorporated Subsidary 7/1/1996 6/29/2007
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