Vitals
  • Total Assets
    691.0M 25.2 %
  • Total Deposits
    519.6M 21.1 %
  • Total Net Loans
    463.2M 41.3 %
  • Net Income
    3.4M 40.9 %
  • Book Value
    71.8M 24.0 %
  • Book Value x2
    143.7M 24.0 %
  • Book Value x3
    215.5M 24.0 %
ROAA

.489

ROAE

4.694

Efficiency Ratio

77.702

Net Interest Margin

3.537

Balance Sheet Highlights
Financial Highlights First Bank Richmond, National Association All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 691,031 606,548
Total Net Loans 463,188 409,621
Total Deposits 519,582 497,111
Total Equity 71,834 63,292
Profitability
Net Income 3,372 6,062
Return on Average Assets .489 .965
Return on Average Equity 4.694 9.027
Net Interest Margin 3.537 3.682
Efficiency Ratio 77.702 66.445
Noninterest Income/Revenue 13.189 20.436
Balance Sheet Ratios
Loan-to-Deposit 89.146 79.497
Securities/Assets .247 .184
Total Equity/Total Assets .104 .104
Tangible Equity/Tangible Assets .102 .098
Capital Adequacy
Tier 1 Common Capital 71,064 60,326
Tier 1 Capital 71,064 60,328
Tier 2 Capital 5,394 4,282
Total Capital 76,458 64,608
Total Risk Weighted Assets 541,927 442,958
Leverage Ratio 10.37 10.395
Common Equity Tier 1 Capital Ratio 13.11 15.27
Tier 1 Capital Ratio 13.11 15.27
Total Capital Ratio 14.11 16.399

Timeline for First Bank Richmond, National Association

Mfsb, National Association

Acquisition: First Bank Richmond, National Association acquired a new subsidiary, Mfsb, National Association, 7 years

View Profile Oct 15 2016

Richmond Mutual Bancorporation, Inc.

Richmond Mutual Bancorporation, Inc. became a new parent organization for First Bank Richmond, National Association.

View Profile Jun 01 1998

First Federal Leasing, Inc.

First Federal Leasing, Inc. became a new subsidiary organization for First Bank Richmond, National Association.

View Profile Jun 01 1998

First Bank Richmond, National Association

First Bank Richmond, National Association was established 137 years ago and is currently headquartered in Richmond, IN.

Jan 01 1887
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mfsb, National Association Seller 123,216 Pooling of Interests Discontinued 10/15/2016
Relationships Role Relationship Start Relationship End
Richmond Mutual Bancorporation, Inc. Parent 6/1/1998
First Federal Leasing, Inc. Subsidary 6/30/2007
First Federal Leasing, Inc. Subsidary 6/1/1998 6/29/2007
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