Vitals
  • Total Assets
    604.6M 6.6 %
  • Total Deposits
    525.8M 7.8 %
  • Total Net Loans
    478.4M 13.9 %
  • Net Income
    6.0M 71.8 %
  • Book Value
    57.8M 5.3 %
  • Book Value x2
    115.7M 5.3 %
  • Book Value x3
    173.5M 5.3 %
ROAA

1.07

ROAE

10.63

Efficiency Ratio

62.858

Net Interest Margin

3.49

Balance Sheet Highlights
Financial Highlights Virginia National Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 604,638 858,303
Total Net Loans 478,447 607,607
Total Deposits 525,812 699,932
Total Equity 57,841 97,657
Profitability
Net Income 6,011 7,896
Return on Average Assets 1.07 .794
Return on Average Equity 10.63 6.983
Net Interest Margin 3.49 3.805
Efficiency Ratio 62.858 71.157
Noninterest Income/Revenue 21.436 16.327
Balance Sheet Ratios
Loan-to-Deposit 90.992 84.705
Securities/Assets .094 .136
Total Equity/Total Assets .096 .114
Tangible Equity/Tangible Assets .094 .103
Capital Adequacy
Tier 1 Common Capital 57,840 87,521
Tier 1 Capital 57,840 87,589
Tier 2 Capital 3,688 6,159
Total Capital 61,528 93,977
Total Risk Weighted Assets 495,726 657,024
Leverage Ratio 10.1 10.765
Common Equity Tier 1 Capital Ratio 11.67 14.768
Tier 1 Capital Ratio 11.67 14.769
Total Capital Ratio 12.41 15.893

Timeline for Virginia National Bank

Virginia National Bankshares Corporation

Virginia National Bankshares Corporation became a new parent organization for Virginia National Bank.

View Profile Dec 16 2013

Vnbtrust, National Association

Vnbtrust, National Association became a new subsidiary organization for Virginia National Bank.

View Profile Jun 01 2007

Virginia National Bank

Virginia National Bank was established 25 years ago and is currently headquartered in Charlottesville, VA.

Jul 29 1998
Relationships Role Relationship Start Relationship End
Virginia National Bankshares Corporation Parent 12/16/2013
Vnbtrust, National Association Subsidary 6/30/2007
Vnbtrust, National Association Subsidary 6/1/2007 6/29/2007
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