Vitals
  • Total Assets
    129.9M 9.9 %
  • Total Deposits
    112.8M 7.2 %
  • Total Net Loans
    79.9M 14.7 %
  • Net Income
    360000.0000 15.0 %
  • Book Value
    10.2M 9.5 %
  • Book Value x2
    20.5M 9.5 %
  • Book Value x3
    30.7M 9.5 %
ROAA

1.133

ROAE

14.138

Efficiency Ratio

57.364

Net Interest Margin

4.091

Balance Sheet Highlights
Financial Highlights People's Community Bank Of South Carolina All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 129,911 257,092
Total Net Loans 79,878 186,621
Total Deposits 112,821 207,734
Total Equity 10,227 24,521
Profitability
Net Income 360 1,634
Return on Average Assets 1.133 1.096
Return on Average Equity 14.138 11.033
Net Interest Margin 4.091 4.175
Efficiency Ratio 57.364 64.398
Noninterest Income/Revenue 9.67 14.032
Balance Sheet Ratios
Loan-to-Deposit 70.801 82.625
Securities/Assets .281 .431
Total Equity/Total Assets .079 .095
Tangible Equity/Tangible Assets .079 -.051
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,185 23,541
Tier 2 Capital 1,125 2,346
Total Capital 11,310 25,881
Total Risk Weighted Assets 93,761 197,526
Leverage Ratio 8.04 10.514
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.86 15.651
Total Capital Ratio 12.06 16.859

Timeline for People's Community Bank Of South Carolina

First Citizens Bank And Trust Company, Inc.

People's Community Bank Of South Carolina was acquired by First Citizens Bank And Trust Company, Inc. 19 years

View Profile May 01 2005

People's Financial Services, Inc.

People's Financial Services, Inc. became a new subsidiary organization for People's Community Bank Of South Carolina.

View Profile Dec 01 1999

People's Community Bank Of South Carolina

People's Community Bank Of South Carolina was established 26 years ago and is currently headquartered in Aiken, SC.

Sep 22 1997

People's Community Capital Corporation

People's Community Capital Corporation became a new parent organization for People's Community Bank Of South Carolina.

View Profile Sep 22 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Citizens Bank And Trust Company, Inc. Buyer 8,346,821 Acquisition Discontinued 5/1/2005
Relationships Role Relationship Start Relationship End
People's Community Capital Corporation Parent 9/22/1997 4/30/2005
People's Financial Services, Inc. Subsidary 12/1/1999 4/30/2005
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