Vitals
  • Total Assets
    3.8B 10.6 %
  • Total Deposits
    2.6B 5.8 %
  • Total Net Loans
    2.6B 11.1 %
  • Net Income
    31.2M -6.7 %
  • Book Value
    587.8M 13.8 %
  • Book Value x2
    1.2B 13.8 %
  • Book Value x3
    1.8B 13.8 %
ROAA

1.127

ROAE

7.501

Efficiency Ratio

55.845

Net Interest Margin

3.797

Balance Sheet Highlights
Financial Highlights Communitybanks All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 3,782,352 510,188
Total Net Loans 2,584,163 340,717
Total Deposits 2,631,805 388,249
Total Equity 587,815 52,431
Profitability
Net Income 31,242 13,662
Return on Average Assets 1.127 .944
Return on Average Equity 7.501 9.13
Net Interest Margin 3.797 3.53
Efficiency Ratio 55.845 71.87
Noninterest Income/Revenue 15.269 13.819
Balance Sheet Ratios
Loan-to-Deposit 98.19 83.545
Securities/Assets .167 1.039
Total Equity/Total Assets .155 .103
Tangible Equity/Tangible Assets .082 -.443
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 312,535 44,601
Tier 2 Capital 25,580 4,256
Total Capital 338,115 48,967
Total Risk Weighted Assets 2,863,584 378,232
Leverage Ratio 8.96 10.19
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.91 14.789
Total Capital Ratio 11.81 15.908

Timeline for Communitybanks

Susquehanna Bank

Communitybanks was acquired by Susquehanna Bank 16 years

View Profile Nov 17 2007

East Prospect State Bank

Acquisition: Communitybanks acquired a new subsidiary, East Prospect State Bank, 17 years

View Profile Apr 02 2007

Bucs Federal Bank

Acquisition: Communitybanks acquired a new subsidiary, Bucs Federal Bank, 17 years

View Profile Apr 02 2007

785 Fifth Avenue Branch

Acquisition: Communitybanks acquired a new subsidiary, 785 Fifth Avenue Branch , 17 years

View Profile Sep 15 2006

Pennrock Finanical Advisors, National Association

Acquisition: Communitybanks acquired a new subsidiary, Pennrock Finanical Advisors, National Association , 18 years

View Profile Nov 07 2005

Want to see more?

Complete timeline for Communitybanks is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Susquehanna Bank Buyer 18,522,702 Acquisition Discontinued 11/17/2007
East Prospect State Bank Seller 57,303 Acquisition Discontinued 4/2/2007
Bucs Federal Bank Seller 145,169 Acquisition Discontinued 4/2/2007
785 Fifth Avenue Branch Seller Acquisition Discontinued 9/15/2006
Pennrock Finanical Advisors, National Association Seller Acquisition Discontinued 11/7/2005
Blue Ball National Bank Seller 1,207,400 Acquisition Discontinued 7/1/2005
Community Banks, National Association Seller 763,055 Pooling of Interests Discontinued 1/1/2002
The Glen Rock State Bank Seller 187,344 Pooling of Interests Discontinued 3/31/2001
Relationships Role Relationship Start Relationship End
Community Banks, Inc. Parent 3/31/1998 11/16/2007
Union Bancorp, Inc. Parent 12/31/1994 3/7/1997
Union Bancorp, Inc. Parent 7/26/1994 12/30/1994
Udnb Investments, Inc. Subsidary 1/1/2002 11/16/2007
Psb Realty Company Subsidary 3/31/1998 11/16/2007
Communitysettlement Llc Subsidary 5/12/2002 11/16/2007
Community Banks Insurance Services, L.L.C. Subsidary 1/28/2002 11/16/2007
Cb Services Llc Subsidary 2/1/2003 11/16/2007
Community Mortgage Services, Llc Subsidary 7/9/2003 11/16/2007
Pennrock Insurance Group, Inc Subsidary 6/30/2005 12/29/2005
Pennrock Finanical Advisors, National Association Subsidary 7/1/2005 11/6/2005
Community Settlement Company, Llc Subsidary 4/1/2002 5/15/2002
Sentinel Agency, Inc., The Subsidary 6/27/2001 5/11/2002
Community Settlement Company, Llc Subsidary 4/30/2001 3/31/2002
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