Vitals
  • Total Assets
    4.1B 20.5 %
  • Total Deposits
    3.1B 17.1 %
  • Total Net Loans
    2.6B 23.4 %
  • Net Income
    45.2M 13.7 %
  • Book Value
    490.8M 22.5 %
  • Book Value x2
    981.6M 22.5 %
  • Book Value x3
    1.5B 22.5 %
ROAA

1.199

ROAE

9.815

Efficiency Ratio

60.749

Net Interest Margin

3.677

Balance Sheet Highlights
Financial Highlights Mainsource Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 4,080,967 606,548
Total Net Loans 2,641,652 409,621
Total Deposits 3,120,770 497,111
Total Equity 490,797 63,292
Profitability
Net Income 45,186 6,062
Return on Average Assets 1.199 .965
Return on Average Equity 9.815 9.027
Net Interest Margin 3.677 3.682
Efficiency Ratio 60.749 66.445
Noninterest Income/Revenue 27.991 20.436
Balance Sheet Ratios
Loan-to-Deposit 84.647 79.497
Securities/Assets .247 .184
Total Equity/Total Assets .12 .104
Tangible Equity/Tangible Assets .092 .098
Capital Adequacy
Tier 1 Common Capital 385,440 60,326
Tier 1 Capital 385,440 60,328
Tier 2 Capital 22,499 4,282
Total Capital 407,939 64,608
Total Risk Weighted Assets 2,776,898 442,958
Leverage Ratio 9.8 10.395
Common Equity Tier 1 Capital Ratio 13.88 15.27
Tier 1 Capital Ratio 13.88 15.27
Total Capital Ratio 14.69 16.399

Timeline for Mainsource Bank

Cheviot Savings Bank

Acquisition: Mainsource Bank acquired a new subsidiary, Cheviot Savings Bank, 7 years

View Profile May 21 2016

The Merchants Bank And Trust Company

Acquisition: Mainsource Bank acquired a new subsidiary, The Merchants Bank And Trust Company, 9 years

View Profile Oct 18 2014

Mainsource Bank - Ohio

Acquisition: Mainsource Bank acquired a new subsidiary, Mainsource Bank - Ohio, 14 years

View Profile Dec 05 2009

Mainsource Bank Of Illinois

Acquisition: Mainsource Bank acquired a new subsidiary, Mainsource Bank Of Illinois, 14 years

View Profile Nov 14 2009

1St Independence Bank

Acquisition: Mainsource Bank acquired a new subsidiary, 1St Independence Bank, 15 years

View Profile Nov 15 2008

Want to see more?

Complete timeline for Mainsource Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cheviot Savings Bank Seller 561,781 Acquisition Discontinued 5/21/2016
The Merchants Bank And Trust Company Seller 231,152 Acquisition Discontinued 10/18/2014
Mainsource Bank - Ohio Seller 209,525 Pooling of Interests Discontinued 12/5/2009
Mainsource Bank Of Illinois Seller 212,110 Pooling of Interests Discontinued 11/14/2009
1St Independence Bank Seller 297,665 Pooling of Interests Discontinued 11/15/2008
Mainsource Bank - Crawfordsville Seller 273,937 Pooling of Interests Discontinued 9/15/2007
Mainsource Bank - Hobart Seller 3,540 Pooling of Interests Charter Retained 5/5/2007
Peoples Trust Company Seller 99,820 Pooling of Interests Discontinued 10/15/2005
The Madison Bank And Trust Company Seller 215,677 Acquisition Discontinued 8/27/2005
Regional Bank Seller 251,274 Pooling of Interests Discontinued 2/12/2005
First Community Bank And Trust Seller 159,490 Pooling of Interests Discontinued 10/9/2004
Union Bank And Trust Company Of Indiana Seller 352,662 Pooling of Interests Discontinued 10/5/2002
The Rushville National Bank Seller 41,631 Failure 12/19/1992
People's Trust Company Seller 15,802 Discontinued 5/1/1989
The First National Bank Of Vevay Seller 13,844 Discontinued 5/1/1989
People's Trust Company Seller 63,355 Discontinued 5/1/1989
Relationships Role Relationship Start Relationship End
Mainsource Financial Group, Inc. Parent 5/1/1998
P.T.C. Bancorp Parent 8/5/1989 4/30/1998
Arlington Banc Corporation Parent 6/30/1985 8/4/1989
Msb Investments Of Nevada, Inc. Subsidary 6/30/2007
Msb Investments Of Nevada, Inc. Subsidary 1/1/2002 6/29/2007
Mainsource Insurance, Llc Subsidary 10/5/2002 3/22/2005
Rb Investments, Inc. Subsidary 2/12/2005 2/14/2005
Union Investment Company, Ltd. Subsidary 10/5/2002 12/12/2003
People's Investment Company, Ltd. Subsidary 9/1/2000 12/12/2003
People's Travel, Inc. Subsidary 5/1/1989 3/31/1996
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