Communitybanks
Millersburg, PA — Domestic Branch of a Domestic Bank
Acquired Nov 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Communitybanks | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 137,581 | 16,976 |
Income from Lease Financing Receivables | — | 4,148 |
3,604 | 1,065 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1,715 | 470 |
Income on Loans and Leases (TE) | 139,296 | 17,422 |
Investment Interest Income (TE) | 28,625 | 4,389 |
Total Interest Income (TE) | 170,924 | 22,874 |
Total Interest Expense | 78,908 | 10,770 |
Net Interest Income (TE) | 92,016 | 11,994 |
Non-Interest Income | 30,802 | 3,668 |
Adjusted Operating Income (TE) | 122,818 | 15,865 |
Non-interest Expense | 68,588 | 10,586 |
Provision for Loan & Lease Losses | 3,050 | 2,165 |
Pretax Operating Income (TE) | 51,180 | 21,527 |
Pretax Net Operating Income (TE) | 46,826 | 20,439 |
Applicable Income Taxes | 10,043 | 6,364 |
Net Operating Income | 31,242 | 13,669 |
Net Income | 31,242 | 13,662 |
Cash Dividends Declared | 9,450 | 10,828 |
Retained Earnings | 21,792 | 5,464 |