East Prospect State Bank Financial Statements & Health Reports

Acquired Apr 2007

Vitals

ROAA

ROAE

Efficiency Ratio

124.061

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	East Prospect State Bank	All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets	57,303	460,247
Total Net Loans	12,723	305,943
Total Deposits	42,664	356,842
Total Equity	13,475	46,814
Profitability
Net Income	—	4,861
Return on Average Assets	—	.917
Return on Average Equity	—	9.129
Net Interest Margin	3.043	3.49
Efficiency Ratio	124.061	73.073
Noninterest Income/Revenue	18.354	14.901
Balance Sheet Ratios
Loan-to-Deposit	29.821	80.797
Securities/Assets	.717	1.526
Total Equity/Total Assets	.235	.102
Tangible Equity/Tangible Assets	.235	-.111
Capital Adequacy
Tier 1 Common Capital	—	—
Tier 1 Capital	11,913	41,851
Tier 2 Capital	1,379	4,157
Total Capital	13,292	45,809
Total Risk Weighted Assets	29,996	338,669
Leverage Ratio	21.65	10.514
Common Equity Tier 1 Capital Ratio	—	—
Tier 1 Capital Ratio	39.72	15.505
Total Capital Ratio	44.31	16.681

East Prospect State Bank was acquired by Communitybanks 17 years

View Profile Apr 02 2007

East Prospect State Bank was established 106 years ago and is currently headquartered in East Prospect, PA.

Jan 01 1918

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Communitybanks	Buyer	3,782,352	Acquisition	Discontinued	4/2/2007

Relationships	Role	Relationship Start	Relationship End

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