Vitals
  • Total Assets
    57.7M 3.1 %
  • Total Deposits
    52.5M 3.3 %
  • Total Net Loans
    29.6M 4.0 %
  • Net Income
    337000.0000 -16.6 %
  • Book Value
    5.2M 2.1 %
  • Book Value x2
    10.4M 2.1 %
  • Book Value x3
    15.5M 2.1 %
ROAA

.609

ROAE

6.499

Efficiency Ratio

81.917

Net Interest Margin

3.19

Balance Sheet Highlights
Financial Highlights State Bank Of Cold Spring All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 57,748 147,703
Total Net Loans 29,650 97,223
Total Deposits 52,511 126,600
Total Equity 5,182 15,565
Profitability
Net Income 337 1,683
Return on Average Assets .609 1.08
Return on Average Equity 6.499 9.905
Net Interest Margin 3.19 3.845
Efficiency Ratio 81.917 68.21
Noninterest Income/Revenue 14.022 13.68
Balance Sheet Ratios
Loan-to-Deposit 56.464 75.205
Securities/Assets .23 .174
Total Equity/Total Assets .09 .105
Tangible Equity/Tangible Assets .09 .103
Capital Adequacy
Tier 1 Common Capital 5,310 15,225
Tier 1 Capital 5,310 15,232
Tier 2 Capital 215 1,135
Total Capital 5,525 16,386
Total Risk Weighted Assets 31,415 105,251
Leverage Ratio 9.22 10.475
Common Equity Tier 1 Capital Ratio 16.9 15.3
Tier 1 Capital Ratio 16.9 15.308
Total Capital Ratio 17.59 16.398

Timeline for State Bank Of Cold Spring

Cold Spring Agency, Inc.

Cold Spring Agency, Inc. became a new subsidiary organization for State Bank Of Cold Spring.

View Profile Oct 01 2008

Lindell Bancshares, Inc.

Lindell Bancshares, Inc. became a new parent organization for State Bank Of Cold Spring.

View Profile Sep 01 1983

State Bank Of Cold Spring

State Bank Of Cold Spring was established 116 years ago and is currently headquartered in Cold Spring, MN.

Jan 01 1908
Relationships Role Relationship Start Relationship End
Lindell Bancshares, Inc. Parent 12/30/1996
Lindell Bancshares, Inc. Parent 9/1/1983 12/29/1996
Cold Spring Agency, Inc. Subsidary 10/1/2008
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