Vitals
  • Total Assets
    58.0M -10.3 %
  • Total Deposits
    48.9M -7.2 %
  • Total Net Loans
    42.7M -5.8 %
  • Net Income
    539000.0000 30.5 %
  • Book Value
    6.8M 8.2 %
  • Book Value x2
    13.5M 8.2 %
  • Book Value x3
    20.3M 8.2 %
ROAA

.879

ROAE

8.279

Efficiency Ratio

60.105

Net Interest Margin

3.375

Balance Sheet Highlights
Financial Highlights American Trust Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 57,958 258,416
Total Net Loans 42,709 178,998
Total Deposits 48,910 217,087
Total Equity 6,765 28,107
Profitability
Net Income 539 2,724
Return on Average Assets .879 1.016
Return on Average Equity 8.279 9.475
Net Interest Margin 3.375 3.745
Efficiency Ratio 60.105 67.758
Noninterest Income/Revenue 7.42 16.937
Balance Sheet Ratios
Loan-to-Deposit 87.322 78.741
Securities/Assets .067 .158
Total Equity/Total Assets .117 .109
Tangible Equity/Tangible Assets .117 .106
Capital Adequacy
Tier 1 Common Capital 6,802 27,011
Tier 1 Capital 6,802 27,012
Tier 2 Capital 445 2,220
Total Capital 7,247 29,258
Total Risk Weighted Assets 35,514 195,723
Leverage Ratio 11.49 10.472
Common Equity Tier 1 Capital Ratio 19.15 14.947
Tier 1 Capital Ratio 19.15 14.954
Total Capital Ratio 20.41 16.077

Timeline for American Trust Bank

American Trust Bank

American Trust Bank was established 18 years ago and is currently headquartered in Kirksville, MO.

Oct 24 2005

Kirksville Bancorp, Inc.

Kirksville Bancorp, Inc. became a new parent organization for American Trust Bank.

View Profile Oct 24 2005
Relationships Role Relationship Start Relationship End
Kirksville Bancorp, Inc. Parent 10/24/2005
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