Vitals
  • Total Assets
    58.7M -2.4 %
  • Total Deposits
    49.5M -3.2 %
  • Total Net Loans
    23.1M 4.2 %
  • Net Income
    403000.0000 -15.3 %
  • Book Value
    8.8M 2.5 %
  • Book Value x2
    17.7M 2.5 %
  • Book Value x3
    26.5M 2.5 %
ROAA

.701

ROAE

4.562

Efficiency Ratio

64.545

Net Interest Margin

2.822

Balance Sheet Highlights
Financial Highlights State Bank Of St. Jacob All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 58,661 290,894
Total Net Loans 23,067 191,278
Total Deposits 49,474 246,407
Total Equity 8,829 31,125
Profitability
Net Income 403 2,670
Return on Average Assets .701 .919
Return on Average Equity 4.562 8.247
Net Interest Margin 2.822 3.499
Efficiency Ratio 64.545 67.9
Noninterest Income/Revenue 9.264 16.598
Balance Sheet Ratios
Loan-to-Deposit 46.625 72.669
Securities/Assets .319 .191
Total Equity/Total Assets .151 .107
Tangible Equity/Tangible Assets .151 .103
Capital Adequacy
Tier 1 Common Capital 8,951 29,670
Tier 1 Capital 8,951 29,720
Tier 2 Capital 381 2,112
Total Capital 9,332 31,905
Total Risk Weighted Assets 30,253 212,461
Leverage Ratio 15.41 10.62
Common Equity Tier 1 Capital Ratio 29.59 16.313
Tier 1 Capital Ratio 29.59 16.329
Total Capital Ratio 30.85 17.341

Timeline for State Bank Of St. Jacob

St. Jacob Bancshares, Inc.

St. Jacob Bancshares, Inc. became a new parent organization for State Bank Of St. Jacob.

View Profile Oct 01 2009

State Bank Of St. Jacob

State Bank Of St. Jacob was established 120 years ago and is currently headquartered in Saint Jacob, IL.

Nov 03 1903
Relationships Role Relationship Start Relationship End
St. Jacob Bancshares, Inc. Parent 10/1/2009
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