Vitals
  • Total Assets
    63.5M 0.5 %
  • Total Deposits
    57.6M -0.9 %
  • Total Net Loans
    31.7M 33.2 %
  • Net Income
    470000.0000 -10.0 %
  • Book Value
    4.8M -2.9 %
  • Book Value x2
    9.6M -2.9 %
  • Book Value x3
    14.4M -2.9 %
ROAA

.775

ROAE

9.335

Efficiency Ratio

72.63

Net Interest Margin

3.637

Balance Sheet Highlights
Financial Highlights Cedar Valley Bank & Trust All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 63,468 198,346
Total Net Loans 31,674 133,864
Total Deposits 57,584 165,124
Total Equity 4,788 22,060
Profitability
Net Income 470 2,310
Return on Average Assets .775 1.15
Return on Average Equity 9.335 9.92
Net Interest Margin 3.637 3.587
Efficiency Ratio 72.63 60.34
Noninterest Income/Revenue 4.599 13.494
Balance Sheet Ratios
Loan-to-Deposit 55.005 77.091
Securities/Assets .41 .197
Total Equity/Total Assets .075 .111
Tangible Equity/Tangible Assets .075 .107
Capital Adequacy
Tier 1 Common Capital 5,006 21,135
Tier 1 Capital 5,006 21,140
Tier 2 Capital 219 1,625
Total Capital 5,225 22,777
Total Risk Weighted Assets 35,883 151,308
Leverage Ratio 8.21 10.944
Common Equity Tier 1 Capital Ratio 13.95 15.631
Tier 1 Capital Ratio 13.95 15.631
Total Capital Ratio 14.56 16.675

Timeline for Cedar Valley Bank & Trust

Statesman Federal Savings Bank

Acquisition: Cedar Valley Bank & Trust acquired a new subsidiary, Statesman Federal Savings Bank, 33 years

View Profile Mar 02 1991

D & D Bancshares, Inc.

D & D Bancshares, Inc. became a new parent organization for Cedar Valley Bank & Trust.

View Profile Dec 30 1988

Cedar Valley Bank & Trust

Cedar Valley Bank & Trust was established 117 years ago and is currently headquartered in La Porte City, IA.

Jul 06 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Statesman Federal Savings Bank Seller 422,121 Failure 3/2/1991
Relationships Role Relationship Start Relationship End
D & D Bancshares, Inc. Parent 12/30/1988
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