Vitals
  • Total Assets
    60.9M 4.2 %
  • Total Deposits
    55.3M 6.8 %
  • Total Net Loans
    36.1M 5.6 %
  • Net Income
    622000.0000 26.2 %
  • Book Value
    5.1M 1.8 %
  • Book Value x2
    10.1M 1.8 %
  • Book Value x3
    15.2M 1.8 %
ROAA

1.047

ROAE

12.164

Efficiency Ratio

68.306

Net Interest Margin

3.416

Balance Sheet Highlights
Financial Highlights Cenbank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 60,895 147,703
Total Net Loans 36,108 97,223
Total Deposits 55,291 126,600
Total Equity 5,051 15,565
Profitability
Net Income 622 1,683
Return on Average Assets 1.047 1.08
Return on Average Equity 12.164 9.905
Net Interest Margin 3.416 3.845
Efficiency Ratio 68.306 68.21
Noninterest Income/Revenue 7.391 13.68
Balance Sheet Ratios
Loan-to-Deposit 65.305 75.205
Securities/Assets .298 .174
Total Equity/Total Assets .083 .105
Tangible Equity/Tangible Assets .083 .103
Capital Adequacy
Tier 1 Common Capital 5,165 15,225
Tier 1 Capital 5,165 15,232
Tier 2 Capital 354 1,135
Total Capital 5,519 16,386
Total Risk Weighted Assets 40,661 105,251
Leverage Ratio 8.69 10.475
Common Equity Tier 1 Capital Ratio 12.7 15.3
Tier 1 Capital Ratio 12.7 15.308
Total Capital Ratio 13.57 16.398

Timeline for Cenbank

Central Trust Company

Central Trust Company became a new parent organization for Cenbank.

View Profile Dec 30 1995

Tri-County State Bank Of Ortonville

Acquisition: Cenbank acquired a new subsidiary, Tri-County State Bank Of Ortonville, 29 years

View Profile Oct 01 1994

Buffalo Investment Corporation

Buffalo Investment Corporation became a new parent organization for Cenbank.

View Profile Dec 31 1970

Cenbank

Cenbank was established 131 years ago and is currently headquartered in Buffalo Lake, MN.

Jan 01 1893
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Tri-County State Bank Of Ortonville Seller 14,701 Discontinued 10/1/1994
Relationships Role Relationship Start Relationship End
Central Trust Company Parent 11/29/2000
Central Trust Company Parent 9/15/1997 11/28/2000
Central Trust Company Parent 12/30/1995 9/14/1997
Buffalo Investment Corporation Parent 10/1/1994 12/29/1995
Buffalo Investment Corporation Parent 9/30/1978 9/30/1994
Buffalo Investment Corporation Parent 9/30/1977 9/29/1978
Buffalo Investment Corporation Parent 12/31/1973 9/29/1977
Buffalo Investment Corporation Parent 12/31/1972 12/30/1973
Buffalo Investment Corporation Parent 12/31/1970 12/30/1972
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