Vitals
  • Total Assets
    63.1M 7.4 %
  • Total Deposits
    47.3M 14.5 %
  • Total Net Loans
    38.5M -6.5 %
  • Net Income
    417000.0000 -14.4 %
  • Book Value
    7.9M 5.0 %
  • Book Value x2
    15.8M 5.0 %
  • Book Value x3
    23.7M 5.0 %
ROAA

.702

ROAE

5.418

Efficiency Ratio

73.561

Net Interest Margin

4.395

Balance Sheet Highlights
Financial Highlights Western Bank Of Clovis All Insured Commercial Banks in New Mexico
Balance Sheet $(000)
Total Assets 63,124 339,861
Total Net Loans 38,513 173,600
Total Deposits 47,319 292,057
Total Equity 7,886 32,782
Profitability
Net Income 417 4,263
Return on Average Assets .702 1.173
Return on Average Equity 5.418 11.107
Net Interest Margin 4.395 3.853
Efficiency Ratio 73.561 66.802
Noninterest Income/Revenue 3.452 16.429
Balance Sheet Ratios
Loan-to-Deposit 81.39 55.841
Securities/Assets .171 .309
Total Equity/Total Assets .125 .096
Tangible Equity/Tangible Assets .125 .094
Capital Adequacy
Tier 1 Common Capital 7,886 32,911
Tier 1 Capital 7,886 32,911
Tier 2 Capital 579 2,368
Total Capital 8,465 35,303
Total Risk Weighted Assets 46,315 207,548
Leverage Ratio 13.17 10.492
Common Equity Tier 1 Capital Ratio 17.03 19.329
Tier 1 Capital Ratio 17.03 19.329
Total Capital Ratio 18.28 20.505

Timeline for Western Bank Of Clovis

Western Data Services, Inc.

Western Data Services, Inc. became a new subsidiary organization for Western Bank Of Clovis.

View Profile Oct 27 1992

Western Bancshares Of Clovis, Inc.

Western Bancshares Of Clovis, Inc. became a new parent organization for Western Bank Of Clovis.

View Profile Dec 29 1986

Western Bank Of Clovis

Western Bank Of Clovis was established 48 years ago and is currently headquartered in Clovis, NM.

Jul 07 1975
Relationships Role Relationship Start Relationship End
Western Bancshares Of Clovis, Inc. Parent 4/25/1995
Western Bancshares Of Clovis, Inc. Parent 12/29/1986 4/24/1995
Western Data Services, Inc. Subsidary 10/27/1992
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