Efficiency Ratio Over Time
Efficiency Ratio East Prospect State Bank All Insured Commercial Banks in Pennsylvania
03-31-2007 124.061 73.073
12-31-2006 72.181 70.09
09-30-2006 54.637 68.901
06-30-2006 52.243 69.155
03-31-2006 51.829 68.841
12-31-2005 53.94 67.883
09-30-2005 46.579 66.821
06-30-2005 46.501 66.613
03-31-2005 46.444 66.251
12-31-2004 50.245 66.128
09-30-2004 42.478 66.722
06-30-2004 41.275 65.473
03-31-2004 41.323 65.291
12-31-2003 48.941 64.445
09-30-2003 41.503 63.915
06-30-2003 41.972 63.137
03-31-2003 43.278 63.284
12-31-2002 48.56 63.037