Vitals
  • Total Assets
    5.6B 56.3 %
  • Total Deposits
    4.4B 53.1 %
  • Total Net Loans
    4.1B 154.3 %
  • Net Income
    32.9M 209.6 %
  • Book Value
    774.5M 47.0 %
  • Book Value x2
    1.5B 47.0 %
  • Book Value x3
    2.3B 47.0 %
ROAA

.592

ROAE

4.243

Efficiency Ratio

68.146

Net Interest Margin

2.821

Balance Sheet Highlights
Financial Highlights Mechanics Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 5,591,099 1,346,313
Total Net Loans 4,091,754 907,793
Total Deposits 4,429,455 1,084,972
Total Equity 774,527 169,778
Profitability
Net Income 32,860 12,577
Return on Average Assets .592 .955
Return on Average Equity 4.243 8.072
Net Interest Margin 2.821 3.784
Efficiency Ratio 68.146 64.937
Noninterest Income/Revenue 16.401 13.682
Balance Sheet Ratios
Loan-to-Deposit 92.376 83.983
Securities/Assets .147 .141
Total Equity/Total Assets .139 .126
Tangible Equity/Tangible Assets .08 .113
Capital Adequacy
Tier 1 Common Capital 484,781 147,337
Tier 1 Capital 484,781 147,552
Tier 2 Capital 9,139 11,893
Total Capital 493,920 160,236
Total Risk Weighted Assets 4,309,823 1,009,488
Leverage Ratio 9.22 11.256
Common Equity Tier 1 Capital Ratio 11.25 14.697
Tier 1 Capital Ratio 11.25 14.792
Total Capital Ratio 11.46 16.005

Timeline for Mechanics Bank

California Republic Bank

Acquisition: Mechanics Bank acquired a new subsidiary, California Republic Bank, 7 years

View Profile Oct 01 2016

California Republic Funding, Llc

California Republic Funding, Llc became a new subsidiary organization for Mechanics Bank.

View Profile Oct 01 2016

Eb Acquisition Company, Llc

Eb Acquisition Company, Llc became a new parent organization for Mechanics Bank.

View Profile May 01 2015

Mechanics Bank

Mechanics Bank was established 119 years ago and is currently headquartered in Walnut Creek, CA.

Jan 01 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
California Republic Bank Seller 2,225,675 Acquisition Discontinued 10/1/2016
Relationships Role Relationship Start Relationship End
Eb Acquisition Company, Llc Parent 5/1/2015
California Republic Funding, Llc Subsidary 10/1/2016
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