Vitals
  • Total Assets
    4.2B 14.4 %
  • Total Deposits
    3.7B 14.9 %
  • Total Net Loans
    3.7B 10.8 %
  • Net Income
    42.9M 16.5 %
  • Book Value
    385.8M 11.7 %
  • Book Value x2
    771.5M 11.7 %
  • Book Value x3
    1.2B 11.7 %
ROAA

1.091

ROAE

11.761

Efficiency Ratio

67.954

Net Interest Margin

4.044

Balance Sheet Highlights
Financial Highlights Bell Bank All Insured Commercial Banks in North Dakota
Balance Sheet $(000)
Total Assets 4,181,458 232,076
Total Net Loans 3,655,518 156,713
Total Deposits 3,743,793 198,811
Total Equity 385,753 23,476
Profitability
Net Income 42,893 3,002
Return on Average Assets 1.091 1.206
Return on Average Equity 11.761 11.39
Net Interest Margin 4.044 3.951
Efficiency Ratio 67.954 62.572
Noninterest Income/Revenue 40.805 15.037
Balance Sheet Ratios
Loan-to-Deposit 97.642 75.896
Securities/Assets .021 .19
Total Equity/Total Assets .092 .101
Tangible Equity/Tangible Assets .086 .097
Capital Adequacy
Tier 1 Common Capital 374,354 22,730
Tier 1 Capital 374,354 22,737
Tier 2 Capital 38,524 2,012
Total Capital 412,878 24,749
Total Risk Weighted Assets 3,594,817 176,189
Leverage Ratio 9.12 10.101
Common Equity Tier 1 Capital Ratio 10.41 13.897
Tier 1 Capital Ratio 10.41 13.902
Total Capital Ratio 11.49 14.995

Timeline for Bell Bank

The Business Bank

Acquisition: Bell Bank acquired a new subsidiary, The Business Bank, 10 years

View Profile Sep 21 2013

First National Bank

Acquisition: Bell Bank acquired a new subsidiary, First National Bank, 11 years

View Profile Sep 22 2012

First State Bank Of Audubon

Acquisition: Bell Bank acquired a new subsidiary, First State Bank Of Audubon, 18 years

View Profile Jun 01 2005

Fargo Trust Office

Acquisition: Bell Bank acquired a new subsidiary, Fargo Trust Office , 20 years

View Profile Jan 02 2004

State Bank Of West Fargo

Acquisition: Bell Bank acquired a new subsidiary, State Bank Of West Fargo, 20 years

View Profile Sep 02 2003

Want to see more?

Complete timeline for Bell Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Business Bank Seller 191,961 Pooling of Interests Discontinued 9/21/2013
First National Bank Seller 90,678 Acquisition Discontinued 9/22/2012
First State Bank Of Audubon Seller 11,742 Pooling of Interests Discontinued 6/1/2005
Fargo Trust Office Seller Pooling of Interests Discontinued 1/2/2004
State Bank Of West Fargo Seller 105,883 Pooling of Interests Discontinued 9/2/2003
State Bank Of Moorhead Seller 129,932 Pooling of Interests Discontinued 9/2/2003
Relationships Role Relationship Start Relationship End
State Bankshares, Inc. Parent 12/31/1989
State Bankshares, Inc. Parent 7/31/1989 12/30/1989
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