Vitals
  • Total Assets
    11.7M 11.9 %
  • Total Deposits
    9.5M 3.0 %
  • Total Net Loans
    4.5M 2.1 %
  • Net Income
  • Book Value
    2.2M 77.2 %
  • Book Value x2
    4.5M 77.2 %
  • Book Value x3
    6.7M 77.2 %
ROAA

ROAE

Efficiency Ratio

101.923

Net Interest Margin

3.055

Balance Sheet Highlights
Financial Highlights First State Bank Of Audubon All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 11,742 82,949
Total Net Loans 4,544 58,817
Total Deposits 9,464 69,216
Total Equity 2,234 8,068
Profitability
Net Income — 601
Return on Average Assets — 1.531
Return on Average Equity — 15.617
Net Interest Margin 3.055 4.455
Efficiency Ratio 101.923 62.926
Noninterest Income/Revenue 17.483 10.363
Balance Sheet Ratios
Loan-to-Deposit 48.014 81.815
Securities/Assets .383 .263
Total Equity/Total Assets .19 .097
Tangible Equity/Tangible Assets .098 -.013
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,208 7,836
Tier 2 Capital 70 704
Total Capital 1,278 8,531
Total Risk Weighted Assets 5,592 63,403
Leverage Ratio 11.25 9.669
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 21.6 13.238
Total Capital Ratio 22.85 14.341

Timeline for First State Bank Of Audubon

Bell Bank

First State Bank Of Audubon was acquired by Bell Bank 18 years

View Profile Jun 01 2005

State Bankshares, Inc.

State Bankshares, Inc. became a new parent organization for First State Bank Of Audubon.

View Profile Nov 19 2004

First State Bank Of Audubon

First State Bank Of Audubon was established 128 years ago and is currently headquartered in Detroit Lakes, MN.

Jan 01 1896
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bell Bank Buyer 3,993,362 Pooling of Interests Discontinued 6/1/2005
Relationships Role Relationship Start Relationship End
State Bankshares, Inc. Parent 11/19/2004 5/31/2005
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