Vitals
  • Total Assets
    15.8M 14.8 %
  • Total Deposits
    12.8M 19.1 %
  • Total Net Loans
    10.0M -2.4 %
  • Net Income
    211000.0000 31.1 %
  • Book Value
    1.9M 5.2 %
  • Book Value x2
    3.9M 5.2 %
  • Book Value x3
    5.8M 5.2 %
ROAA

1.558

ROAE

11.481

Efficiency Ratio

69.693

Net Interest Margin

4.729

Balance Sheet Highlights
Financial Highlights The Gary State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 15,782 147,703
Total Net Loans 9,997 97,223
Total Deposits 12,805 126,600
Total Equity 1,931 15,565
Profitability
Net Income 211 1,683
Return on Average Assets 1.558 1.08
Return on Average Equity 11.481 9.905
Net Interest Margin 4.729 3.845
Efficiency Ratio 69.693 68.21
Noninterest Income/Revenue 16.424 13.68
Balance Sheet Ratios
Loan-to-Deposit 78.071 75.205
Securities/Assets .174
Total Equity/Total Assets .122 .105
Tangible Equity/Tangible Assets .122 .103
Capital Adequacy
Tier 1 Common Capital 1,931 15,225
Tier 1 Capital 1,931 15,232
Tier 2 Capital 138 1,135
Total Capital 2,069 16,386
Total Risk Weighted Assets 10,900 105,251
Leverage Ratio 13.55 10.475
Common Equity Tier 1 Capital Ratio 17.72 15.3
Tier 1 Capital Ratio 17.72 15.308
Total Capital Ratio 18.98 16.398

Timeline for The Gary State Bank

The Gary State Bank

The Gary State Bank was established 77 years ago and is currently headquartered in Gary, MN.

Aug 17 1946
Relationships Role Relationship Start Relationship End
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