Efficiency Ratio Over Time
Efficiency Ratio First State Bank Of Audubon All Insured Commercial Banks in Minnesota
03-31-2005 101.923 62.926
12-31-2004 106.329 63.335
09-30-2004 98.093 61.98
06-30-2004 95.749 62.61
03-31-2004 100 63.48
12-31-2003 95.708 63.289
09-30-2003 94.509 61.468
06-30-2003 94.706 61.298
03-31-2003 97.068 62.209
12-31-2002 89.07 61.807