Vitals
  • Total Assets
    4.2B 21.7 %
  • Total Deposits
    3.5B 20.5 %
  • Total Net Loans
    2.8B 29.9 %
  • Net Income
    48.8M 43.4 %
  • Book Value
    550.3M 16.9 %
  • Book Value x2
    1.1B 16.9 %
  • Book Value x3
    1.7B 16.9 %
ROAA

1.387

ROAE

9.815

Efficiency Ratio

61.197

Net Interest Margin

4.6

Balance Sheet Highlights
Financial Highlights State Bank And Trust Company All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 4,206,048 256,123
Total Net Loans 2,840,143 160,108
Total Deposits 3,510,294 221,413
Total Equity 550,346 27,434
Profitability
Net Income 48,833 2,812
Return on Average Assets 1.387 .99
Return on Average Equity 9.815 8.811
Net Interest Margin 4.6 4.031
Efficiency Ratio 61.197 72.067
Noninterest Income/Revenue 19.907 19.316
Balance Sheet Ratios
Loan-to-Deposit 80.909 70.662
Securities/Assets .215 .165
Total Equity/Total Assets .131 .107
Tangible Equity/Tangible Assets .109 .105
Capital Adequacy
Tier 1 Common Capital 463,164 26,376
Tier 1 Capital 463,164 26,452
Tier 2 Capital 26,598 1,919
Total Capital 489,762 28,453
Total Risk Weighted Assets 3,544,571 174,280
Leverage Ratio 13.18 10.62
Common Equity Tier 1 Capital Ratio 13.07 16.191
Tier 1 Capital Ratio 13.07 16.286
Total Capital Ratio 13.82 17.433

Timeline for State Bank And Trust Company

First Bank Of Georgia

Acquisition: State Bank And Trust Company acquired a new subsidiary, First Bank Of Georgia, 8 years

View Profile Jul 25 2015

Willhaven Holdings, Llc

Willhaven Holdings, Llc became a new subsidiary organization for State Bank And Trust Company.

View Profile Jul 25 2015

Bank Of Atlanta

Acquisition: State Bank And Trust Company acquired a new subsidiary, Bank Of Atlanta, 9 years

View Profile Oct 01 2014

Community Capital Bank

Acquisition: State Bank And Trust Company acquired a new subsidiary, Community Capital Bank, 12 years

View Profile Oct 22 2011

Piedmont Community Bank

Acquisition: State Bank And Trust Company acquired a new subsidiary, Piedmont Community Bank, 12 years

View Profile Oct 15 2011

Want to see more?

Complete timeline for State Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank Of Georgia Seller 551,108 Pooling of Interests Discontinued 7/25/2015
Bank Of Atlanta Seller 186,104 Acquisition Discontinued 10/1/2014
Community Capital Bank Seller 165,291 Failure 10/22/2011
Piedmont Community Bank Seller 198,993 Failure 10/15/2011
United Americas Bank, National Association Seller 242,339 Failure 12/18/2010
Northwest Bank & Trust Seller 160,763 Failure 7/31/2010
The Buckhead Community Bank Seller 856,236 Failure 12/5/2009
First Security National Bank Seller 127,455 Failure 12/5/2009
Security Bank Of Houston County Seller 371,624 Failure 7/25/2009
Security Bank Of Bibb County Seller 943,744 Failure 7/25/2009
Security Bank Of Jones County Seller 432,712 Failure 7/25/2009
Security Bank Of North Metro Seller 184,184 Failure 7/25/2009
Security Bank Of North Fulton Seller 190,564 Failure 7/25/2009
Security Bank Of Gwinnett County Seller 259,182 Failure 7/25/2009
Relationships Role Relationship Start Relationship End
State Bank Financial Corporation Parent 7/23/2010
Willhaven Holdings, Llc Subsidary 7/25/2015
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