Vitals
  • Total Assets
    1.2B 7.3 %
  • Total Deposits
    880.0M 8.5 %
  • Total Net Loans
    839.8M 16.2 %
  • Net Income
  • Book Value
    96.2M 10.3 %
  • Book Value x2
    192.4M 10.3 %
  • Book Value x3
    288.6M 10.3 %
ROAA

ROAE

Efficiency Ratio

99.208

Net Interest Margin

3.51

Balance Sheet Highlights
Financial Highlights Blue Ball National Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 1,207,400 426,553
Total Net Loans 839,770 266,545
Total Deposits 879,964 324,284
Total Equity 96,199 42,472
Profitability
Net Income — 9,765
Return on Average Assets — 1.162
Return on Average Equity — 11.592
Net Interest Margin 3.51 3.702
Efficiency Ratio 99.208 66.613
Noninterest Income/Revenue 14.215 16.961
Balance Sheet Ratios
Loan-to-Deposit 95.432 78.972
Securities/Assets .198 .478
Total Equity/Total Assets .08 .1
Tangible Equity/Tangible Assets .07 -.101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 88,281 38,246
Tier 2 Capital 9,737 3,268
Total Capital 98,018 41,622
Total Risk Weighted Assets 949,178 303,418
Leverage Ratio 7.39 10.035
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.3 15.459
Total Capital Ratio 10.33 16.645

Timeline for Blue Ball National Bank

Communitybanks

Blue Ball National Bank was acquired by Communitybanks 18 years

View Profile Jul 01 2005

Pennrock Finanical Advisors, National Association

Pennrock Finanical Advisors, National Association became a new subsidiary organization for Blue Ball National Bank.

View Profile Apr 01 2004

Pennrock Insurance Group, Inc

Pennrock Insurance Group, Inc became a new subsidiary organization for Blue Ball National Bank.

View Profile Oct 09 1998

Atlantic Regional Mortgage Corporation

Atlantic Regional Mortgage Corporation became a new subsidiary organization for Blue Ball National Bank.

View Profile Feb 29 1996

Pennrock Financial Services Corp.

Pennrock Financial Services Corp. became a new parent organization for Blue Ball National Bank.

View Profile Jul 31 1986

Want to see more?

Complete timeline for Blue Ball National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Communitybanks Buyer 3,782,352 Acquisition Discontinued 7/1/2005
Relationships Role Relationship Start Relationship End
Pennrock Financial Services Corp. Parent 7/31/1986 6/30/2005
Pennrock Finanical Advisors, National Association Subsidary 4/1/2004 6/30/2005
Pennrock Insurance Group, Inc Subsidary 10/9/1998 6/29/2005
Atlantic Regional Mortgage Corporation Subsidary 2/29/1996 12/31/1997
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