Efficiency Ratio Over Time
Efficiency Ratio Blue Ball National Bank All Insured Commercial Banks in Pennsylvania
06-30-2005 99.208 66.613
03-31-2005 62.516 66.251
12-31-2004 59.78 66.128
09-30-2004 59.674 66.722
06-30-2004 58.994 65.473
03-31-2004 55.528 65.291
12-31-2003 54.526 64.445
09-30-2003 54.683 63.915
06-30-2003 54.005 63.137
03-31-2003 56.042 63.284
12-31-2002 56.961 63.037