Vitals
  • Total Assets
    1.2B 2.8 %
  • Total Deposits
    1.1B 3.6 %
  • Total Net Loans
    425.1M -17.2 %
  • Net Income
    8.2M -42.6 %
  • Book Value
    105.1M -5.0 %
  • Book Value x2
    210.3M -5.0 %
  • Book Value x3
    315.4M -5.0 %
ROAA

.736

ROAE

7.284

Efficiency Ratio

57.876

Net Interest Margin

3.167

Balance Sheet Highlights
Financial Highlights West Texas National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 1,204,745 358,087
Total Net Loans 425,123 213,533
Total Deposits 1,095,410 308,027
Total Equity 105,142 38,740
Profitability
Net Income 8,237 3,845
Return on Average Assets .736 1.025
Return on Average Equity 7.284 9.415
Net Interest Margin 3.167 3.773
Efficiency Ratio 57.876 66.762
Noninterest Income/Revenue 14.932 16.375
Balance Sheet Ratios
Loan-to-Deposit 38.81 65.494
Securities/Assets .456 .214
Total Equity/Total Assets .087 .108
Tangible Equity/Tangible Assets .08 .104
Capital Adequacy
Tier 1 Common Capital 99,781 37,278
Tier 1 Capital 99,781 37,303
Tier 2 Capital 7,486 2,526
Total Capital 107,267 39,866
Total Risk Weighted Assets 597,442 237,367
Leverage Ratio 8.66 10.563
Common Equity Tier 1 Capital Ratio 16.7 18.073
Tier 1 Capital Ratio 16.7 18.097
Total Capital Ratio 17.95 19.169

Timeline for West Texas National Bank

First-West Texas Bancshares, Inc.

First-West Texas Bancshares, Inc. became a new parent organization for West Texas National Bank.

View Profile Dec 31 2007

West Texas Financial, Inc.

West Texas Financial, Inc. became a new subsidiary organization for West Texas National Bank.

View Profile Jan 31 2001

West Texas National Bank

Acquisition: West Texas National Bank acquired a new subsidiary, West Texas National Bank, 23 years

View Profile Jan 20 2001

Gaines Bancshares, Inc.

Acquisition: West Texas National Bank acquired a new subsidiary, Gaines Bancshares, Inc. , 23 years

View Profile Jan 20 2001

First Delaware Bancshares, Inc.

First Delaware Bancshares, Inc. became a new parent organization for West Texas National Bank.

View Profile Jan 20 2001

Want to see more?

Complete timeline for West Texas National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
West Texas National Bank Seller 244,502 Pooling of Interests Discontinued 1/20/2001
Gaines Bancshares, Inc. Seller Pooling of Interests Discontinued 1/20/2001
Relationships Role Relationship Start Relationship End
First-West Texas Bancshares, Inc. Parent 12/31/2007
First Delaware Bancshares, Inc. Parent 1/20/2001 12/30/2007
Gaines Bancshares, Inc. Parent 3/16/1984 1/19/2001
West Texas Financial, Inc. Subsidary 6/30/2007
West Texas Financial, Inc. Subsidary 1/31/2002 6/29/2007
West Texas Financial, Inc. Subsidary 1/31/2001 8/31/2001
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