Efficiency Ratio Over Time
Efficiency Ratio Communitybanks All Insured Commercial Banks in Pennsylvania
09-30-2007 55.845 71.87
06-30-2007 56.625 72.601
03-31-2007 56.96 73.073
12-31-2006 55.5 70.09
09-30-2006 54.215 68.901
06-30-2006 53.954 69.155
03-31-2006 54.073 68.841
12-31-2005 62.597 67.883
09-30-2005 66.429 66.821
06-30-2005 74.128 66.613
03-31-2005 58.261 66.251
12-31-2004 58.757 66.128
09-30-2004 59.017 66.722
06-30-2004 60.257 65.473
03-31-2004 60.449 65.291
12-31-2003 58.748 64.445
09-30-2003 58.395 63.915
06-30-2003 59.489 63.137
03-31-2003 59.558 63.284
12-31-2002 57.252 63.037