Vitals
  • Total Assets
    3.9B 4.3 %
  • Total Deposits
    3.3B 7.2 %
  • Total Net Loans
    3.1B 12.3 %
  • Net Income
    25.5M 136.5 %
  • Book Value
    485.3M 13.5 %
  • Book Value x2
    970.7M 13.5 %
  • Book Value x3
    1.5B 13.5 %
ROAA

1.255

ROAE

10.823

Efficiency Ratio

49.835

Net Interest Margin

4.178

Balance Sheet Highlights
Financial Highlights Community & Southern Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 3,948,965 238,633
Total Net Loans 3,076,684 147,969
Total Deposits 3,297,061 205,277
Total Equity 485,342 26,530
Profitability
Net Income 25,479 1,402
Return on Average Assets 1.255 .977
Return on Average Equity 10.823 8.94
Net Interest Margin 4.178 4.008
Efficiency Ratio 49.835 71.801
Noninterest Income/Revenue 14.592 19.205
Balance Sheet Ratios
Loan-to-Deposit 93.316 71.648
Securities/Assets .121 .168
Total Equity/Total Assets .123 .111
Tangible Equity/Tangible Assets .108 .109
Capital Adequacy
Tier 1 Common Capital 429,218 24,640
Tier 1 Capital 429,218 24,714
Tier 2 Capital 45,321 1,820
Total Capital 474,539 26,588
Total Risk Weighted Assets 3,639,751 160,697
Leverage Ratio 10.89 10.588
Common Equity Tier 1 Capital Ratio 11.79 16.043
Tier 1 Capital Ratio 11.79 16.138
Total Capital Ratio 13.04 17.308

Timeline for Community & Southern Bank

Bank Of The Ozarks

Community & Southern Bank was acquired by Bank Of The Ozarks 7 years

View Profile Jul 21 2016

Oct 09 2015

Community Business Bank

Acquisition: Community & Southern Bank acquired a new subsidiary, Community Business Bank, 9 years

View Profile May 09 2015

Alliance National Bank

Acquisition: Community & Southern Bank acquired a new subsidiary, Alliance National Bank, 9 years

View Profile Sep 20 2014

Eastside Commercial Bank

Acquisition: Community & Southern Bank acquired a new subsidiary, Eastside Commercial Bank, 9 years

View Profile Jul 19 2014

Want to see more?

Complete timeline for Community & Southern Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of The Ozarks Buyer 18,430,019 Acquisition Discontinued 7/21/2016
Community Business Bank Seller 154,907 Pooling of Interests Discontinued 5/9/2015
Alliance National Bank Seller 161,047 Pooling of Interests Discontinued 9/20/2014
Eastside Commercial Bank Seller 173,946 Failure 7/19/2014
Verity Bank Seller 165,154 Pooling of Interests Discontinued 6/24/2014
Georgia Trust Bank Seller 116,890 Failure 7/21/2012
First Cherokee State Bank Seller 209,021 Failure 7/21/2012
The Peoples Bank Seller 447,185 Failure 9/18/2010
First Commerce Community Bank Seller 248,151 Failure 9/18/2010
Bank Of Ellijay Seller 168,820 Failure 9/18/2010
Appalachian Community Bank Seller 1,010,075 Failure 3/20/2010
First National Bank Of Georgia Seller 840,633 Failure 1/30/2010
Relationships Role Relationship Start Relationship End
Community & Southern Holdings, Inc. Parent 1/30/2010 7/20/2016
Elizabeth Station, Llc Subsidary 7/21/2012 7/20/2016
Csb Investments, Inc. Subsidary 1/30/2010 7/20/2016
Acru Wealth, Llc Subsidary 7/21/2012 5/7/2014
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