Vitals
  • Total Assets
    154.9M 9.7 %
  • Total Deposits
    126.9M 13.6 %
  • Total Net Loans
    94.4M 5.7 %
  • Net Income
    -90000.0000 -143.9 %
  • Book Value
    19.4M 4.6 %
  • Book Value x2
    38.8M 4.6 %
  • Book Value x3
    58.2M 4.6 %
ROAA

-.239

ROAE

-1.853

Efficiency Ratio

104.681

Net Interest Margin

2.904

Balance Sheet Highlights
Financial Highlights Community Business Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 154,907 236,598
Total Net Loans 94,408 143,288
Total Deposits 126,856 203,626
Total Equity 19,410 25,392
Profitability
Net Income -90 566
Return on Average Assets -.239 .813
Return on Average Equity -1.853 7.233
Net Interest Margin 2.904 3.907
Efficiency Ratio 104.681 75.066
Noninterest Income/Revenue 3.12 18.448
Balance Sheet Ratios
Loan-to-Deposit 74.421 69.356
Securities/Assets .089 .174
Total Equity/Total Assets .125 .107
Tangible Equity/Tangible Assets .125 .106
Capital Adequacy
Tier 1 Common Capital 19,502 23,713
Tier 1 Capital 19,502 23,800
Tier 2 Capital 1,274 1,811
Total Capital 20,776 25,704
Total Risk Weighted Assets 102,094 158,721
Leverage Ratio 12.93 10.423
Common Equity Tier 1 Capital Ratio 19.1 15.832
Tier 1 Capital Ratio 19.1 15.946
Total Capital Ratio 20.35 17.117

Timeline for Community Business Bank

Community & Southern Bank

Community Business Bank was acquired by Community & Southern Bank 9 years

View Profile May 09 2015

Community & Southern Holdings, Inc.

Community & Southern Holdings, Inc. became a new parent organization for Community Business Bank.

View Profile May 07 2015

Community Business Bank

Community Business Bank was established 16 years ago and is currently headquartered in Cumming, GA.

Jan 22 2008
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community & Southern Bank Buyer 3,948,965 Pooling of Interests Discontinued 5/9/2015
Relationships Role Relationship Start Relationship End
Community & Southern Holdings, Inc. Parent 5/7/2015 5/8/2015
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