Community Business Bank
Cumming, GA — Domestic Branch of a Domestic Bank
Acquired May 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Community Business Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 1,183 | 1,946 |
Income from Lease Financing Receivables | — | 0 |
6 | 6 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 2 |
Income on Loans and Leases (TE) | 1,183 | 1,949 |
Investment Interest Income (TE) | 26 | 252 |
Total Interest Income (TE) | 1,242 | 2,264 |
Total Interest Expense | 171 | 239 |
Net Interest Income (TE) | 1,071 | 2,022 |
Non-Interest Income | 40 | 512 |
Adjusted Operating Income (TE) | 1,111 | 2,619 |
Non-interest Expense | 1,163 | 1,848 |
Provision for Loan & Lease Losses | — | 65 |
Pretax Operating Income (TE) | -52 | 686 |
Pretax Net Operating Income (TE) | -52 | 703 |
Applicable Income Taxes | 38 | 151 |
Net Operating Income | -90 | 566 |
Net Income | -90 | 566 |
Cash Dividends Declared | — | 133 |
Retained Earnings | -90 | 347 |