Vitals
  • Total Assets
    159.1M 3.2 %
  • Total Deposits
    128.8M 3.6 %
  • Total Net Loans
    118.3M 2.8 %
  • Net Income
    1.9M -4.3 %
  • Book Value
    18.7M 1.1 %
  • Book Value x2
    37.4M 1.1 %
  • Book Value x3
    56.1M 1.1 %
ROAA

1.201

ROAE

10.002

Efficiency Ratio

65.376

Net Interest Margin

3.677

Balance Sheet Highlights
Financial Highlights Bank Of Zumbrota All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 159,090 147,703
Total Net Loans 118,259 97,223
Total Deposits 128,790 126,600
Total Equity 18,704 15,565
Profitability
Net Income 1,863 1,683
Return on Average Assets 1.201 1.08
Return on Average Equity 10.002 9.905
Net Interest Margin 3.677 3.845
Efficiency Ratio 65.376 68.21
Noninterest Income/Revenue 13.93 13.68
Balance Sheet Ratios
Loan-to-Deposit 91.823 75.205
Securities/Assets .19 .174
Total Equity/Total Assets .118 .105
Tangible Equity/Tangible Assets .116 .103
Capital Adequacy
Tier 1 Common Capital 18,846 15,225
Tier 1 Capital 18,846 15,232
Tier 2 Capital 1,396 1,135
Total Capital 20,242 16,386
Total Risk Weighted Assets 137,374 105,251
Leverage Ratio 12 10.475
Common Equity Tier 1 Capital Ratio 13.72 15.3
Tier 1 Capital Ratio 13.72 15.308
Total Capital Ratio 14.74 16.398

Timeline for Bank Of Zumbrota

Zumbrota Agency, Inc.

Zumbrota Agency, Inc. became a new parent organization for Bank Of Zumbrota.

View Profile Dec 31 1970

Bank Of Zumbrota

Bank Of Zumbrota was established 99 years ago and is currently headquartered in Zumbrota, MN.

Jan 01 1925
Relationships Role Relationship Start Relationship End
Zumbrota Agency, Inc. Parent 12/31/1989
Zumbrota Agency, Inc. Parent 12/31/1976 12/30/1989
Zumbrota Agency, Inc. Parent 12/31/1970 12/30/1976
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