Vitals
  • Total Assets
    158.1M 17.7 %
  • Total Deposits
    130.6M 10.3 %
  • Total Net Loans
    109.6M 53.4 %
  • Net Income
    1.4M 23.4 %
  • Book Value
    14.2M 0.8 %
  • Book Value x2
    28.5M 0.8 %
  • Book Value x3
    42.7M 0.8 %
ROAA

.942

ROAE

9.433

Efficiency Ratio

71.427

Net Interest Margin

4.626

Balance Sheet Highlights
Financial Highlights Winnsboro State Bank & Trust Company All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 158,106 340,347
Total Net Loans 109,604 227,146
Total Deposits 130,585 291,952
Total Equity 14,246 36,108
Profitability
Net Income 1,368 3,221
Return on Average Assets .942 .994
Return on Average Equity 9.433 8.993
Net Interest Margin 4.626 4.112
Efficiency Ratio 71.427 68.63
Noninterest Income/Revenue 9.366 14.204
Balance Sheet Ratios
Loan-to-Deposit 83.933 74.405
Securities/Assets .188 .197
Total Equity/Total Assets .09 .106
Tangible Equity/Tangible Assets .09 .105
Capital Adequacy
Tier 1 Common Capital 15,386 35,803
Tier 1 Capital 15,386 36,059
Tier 2 Capital 673 2,443
Total Capital 16,059 38,519
Total Risk Weighted Assets 124,849 245,733
Leverage Ratio 9.98 10.776
Common Equity Tier 1 Capital Ratio 12.32 16.476
Tier 1 Capital Ratio 12.32 16.481
Total Capital Ratio 12.86 17.491

Timeline for Winnsboro State Bank & Trust Company

Winnsboro Insurance Agency, Llc

Winnsboro Insurance Agency, Llc became a new subsidiary organization for Winnsboro State Bank & Trust Company.

View Profile Apr 25 2005

Winnsboro Bancshares, Inc.

Winnsboro Bancshares, Inc. became a new parent organization for Winnsboro State Bank & Trust Company.

View Profile Jul 01 1982

Winnsboro State Bank & Trust Company

Winnsboro State Bank & Trust Company was established 121 years ago and is currently headquartered in Winnsboro, LA.

Sep 02 1902
Relationships Role Relationship Start Relationship End
Winnsboro Bancshares, Inc. Parent 12/31/1983
Winnsboro Bancshares, Inc. Parent 7/1/1982 12/30/1983
Winnsboro Insurance Agency, Llc Subsidary 4/25/2005
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