Vitals
  • Total Assets
    148.3M -5.3 %
  • Total Deposits
    130.3M -5.6 %
  • Total Net Loans
    50.1M -10.7 %
  • Net Income
    294000.0000 -6.7 %
  • Book Value
    17.6M -2.7 %
  • Book Value x2
    35.3M -2.7 %
  • Book Value x3
    52.9M -2.7 %
ROAA

.193

ROAE

1.589

Efficiency Ratio

91.683

Net Interest Margin

2.826

Balance Sheet Highlights
Financial Highlights Inez Deposit Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 148,261 275,102
Total Net Loans 50,112 177,820
Total Deposits 130,264 227,063
Total Equity 17,626 30,287
Profitability
Net Income 294 2,592
Return on Average Assets .193 .944
Return on Average Equity 1.589 8.074
Net Interest Margin 2.826 3.847
Efficiency Ratio 91.683 70.925
Noninterest Income/Revenue 18.897 17.219
Balance Sheet Ratios
Loan-to-Deposit 38.47 76.952
Securities/Assets .491 .219
Total Equity/Total Assets .119 .11
Tangible Equity/Tangible Assets .119 .107
Capital Adequacy
Tier 1 Common Capital 18,283 29,354
Tier 1 Capital 18,283 29,354
Tier 2 Capital 732 2,092
Total Capital 19,015 31,454
Total Risk Weighted Assets 58,891 190,479
Leverage Ratio 12.13 11.285
Common Equity Tier 1 Capital Ratio 31.05 17.115
Tier 1 Capital Ratio 31.05 17.115
Total Capital Ratio 32.29 18.174

Timeline for Inez Deposit Bank

Inez Deposit Bank, Fsb

Acquisition: Inez Deposit Bank acquired a new subsidiary, Inez Deposit Bank, Fsb, 12 years

View Profile Aug 20 2011

Community Holding Company

Community Holding Company became a new parent organization for Inez Deposit Bank.

View Profile Jan 31 1984

Inez Deposit Bank

Inez Deposit Bank was established 119 years ago and is currently headquartered in Inez, KY.

May 01 1904
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Inez Deposit Bank, Fsb Seller 49,494 Acquisition Discontinued 8/20/2011
Relationships Role Relationship Start Relationship End
Community Holding Company Parent 1/31/1990
Community Holding Company Parent 11/1/1985 1/30/1990
Community Holding Company Parent 1/31/1984 10/31/1985
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